245 Fairgrounds Dr, Lexington, KY 40516 Property Records

Lexington-Fayette Urban County property record for 245 Fairgrounds Dr, Lexington, KY 40516

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,528 sqft · built 2007
Lot Size	0.119 acres (5,162 sqft)
Owner	Individual Name on Record
Last Sale	$263,000 (Sep 2023)
Tax Bill	$3,313 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage + 3 more
APN	`38164550`

Property Details

APN / Parcel Number

Primary APN	`38164550`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,528 sqft Living Area
1st Floor Area	396 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	5,162 sqft (0.119 acres)
Lot Width	40 ft Width
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	245 FAIRGROUNDS DR
City	LEXINGTON
State	KY
Zip	40516-9692
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1E
Legal Description	M-670 NORTH POINTE UNIT 5 SECTION 3 LOT 22; BOOK: 3791 PAGE: 201
Legal Subdivision	NORTH POINTE
Legal Lot Number	22
Legal Unit	5
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE NORTHEAST
Census Block Group	2
Census Block	2006
Census Tract	3917

Owner

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	245 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE EQUITY PARTNERS LLC
Sep 12, 2023	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF AMERICA
Apr 4, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS HERITAGE FCU
Oct 21, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage MEMBERS HERITAGE CR UN
Oct 21, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2023 · Amount on Record
Deed Sale	Sep 12, 2023 · Amount on Record
Prior Sale	Oct 21, 2020 · Amount on Record
Deed Document Number	202333
Deed Book / Page	4036 / 451
Transfer Doc	003791/201
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	245 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Transaction Type	Mortgage
Record Updated	Apr 1, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692

Mortgage

Document Number	MB11174/228
Date	Mar 18, 2026
Book Page	MB 11174/228
Instrument	202603180134

Lender

Name	MORTGAGE EQUITY PARTNERS LLC
Type	Mortgage Company
Address	LYNNFIELD, MA 01940

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 12, 2023
Property Address	245 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Document Number	DB4036/451
Book / Page	DB 4036 / 451
Map Reference	CAB M SL 670
Instrument Date	Sep 8, 2023
Instrument	202309120033
Transaction Type	Transfer
Record Updated	Oct 4, 2023
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$263.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2833 PEAKS MILL DR, LEXINGTON, KY 40511-8876

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	245 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692

Mortgage

Document Number	202309120034
Date	Sep 12, 2023
Instrument	202309120034

Lender

Name	FIRST NATIONAL BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	245 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MB10622/658
Date	Apr 4, 2023
Book Page	MB 10622/658
Instrument	202304040134

Lender

Name	MEMBERS HERITAGE FCU
Type	Credit Union
Address	LEXINGTON, KY 40511

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 3, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	245 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009803/552
Date	Oct 21, 2020
Book Page	9803/552

Lender

Name	MEMBERS HERITAGE CR UN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Oct 21, 2020
Property Address	245 FAIRGROUNDS DR, LEXINGTON, KY 40516-9692
Document Number	003791/201
Book / Page	3791 / 201
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,313.00 (+1.88%)	$263,000 (-)	$263,000 (-)
2025	$3,252.00 (+30.34%)	$263,000 (+30.33%)	$263,000 (+30.33%)
2023	$2,495.00 (-3.18%)	$201,800 (-)	$201,800 (-)
2022	$2,577.00	$201,800	$201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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