249 Elliott Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 249 Elliott Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,380 sqft · built 1949
Lot Size	0.47 acres (20,454 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Aug 2011)
Tax Bill	$935 (2024)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023D-G-005.00`

Property Details

APN / Parcel Number

Primary APN	`023D-G-005.00`
Alternative APNs	`03023DG023D00500` `086023D G 00500`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,380 sqft Living Area
1st Floor Area	1,380 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,454 sqft (0.47 acres)
Lot Dimensions	168 ft deep x 119 ft wide

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	156 sqft
Shed	1 Shed
Shed Area	192 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	249 ELLIOTT AVE
City	ERWIN
State	TN
Zip	37650-1561
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	120X157X118X177
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	4
Census Block	4000
Census Tract	80400

Owner

Source: Unicoi County records, as of March 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 ELLIOTT AVE, ERWIN, TN 37650-1561
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Warranty Deed, Transfer · Commercial Mortgage MOUNTAIN COMMERCE BANK
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN COMMERCE BANK
Apr 24, 2020	Loan Modification, Mortgage · Conventional Mortgage BANK OF TENNESSEE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2011 · Amount on Record
Deed Sale	Aug 19, 2011 · Amount on Record
Prior Sale	Feb 29, 2008 · Amount on Record
Deed Document Number	20111408
Deed Book / Page	353 / 155
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 1, 2021
Property Address	249 ELLIOTT AVE, ERWIN, TN 37650-1561
Document Number	44649
Book / Page	446 / 49
Instrument Date	May 27, 2021
Instrument	21001140
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 ELLIOTT AVE, ERWIN, TN 37650-1561

Mortgage

Document Number	21001141
Date	Jun 1, 2021
Instrument	21001141

Lender

Name	MOUNTAIN COMMERCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	179 Months
Due	May 27, 2036

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	249 ELLIOTT AVE, ERWIN, TN 37650-1561
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	402919
Date	Apr 13, 2017
Book Page	402/919
Instrument	17000675

Lender

Name	MOUNTAIN COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 1, 2020

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNICOI TN
Property Address	249 ELLIOTT AVE, ERWIN, TN 37650-1561
Document Number	432736
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 MARBLETON RD UNICOI TN 376926828, UNICOI, TN 37692-6828

Mortgage

Document Number	432736
Date	Apr 30, 2020
Book Page	000432/000736
Instrument	744

Lender

Name	BANK OF TENNESSEE
Type	Bank
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 29, 2030

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,825 (-) Land $10,400 Building $25,425	$143,300 (-) Land $41,600 Building $101,700
2024	$935.00 (+11.05%)
2023		$35,825 (-) Land $10,400 Building $25,425
2022	$842.00	$35,825 Land $10,400 Building $25,425	$143,300 Land $41,600 Building $101,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2001–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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