240 Elliott Ave, Erwin, TN 37650 Property Records

Unicoi County property record for 240 Elliott Ave, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,848 sqft · built 1970
Lot Size	92 acres (4,007,520 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,858 (2025)
Deeds & Mortgages	May 2023 Second Mortgage Jul 2021 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`023D-F-029.00`

Property Details

APN / Parcel Number

Primary APN	`023D-F-029.00`
Alternative APNs	`086023D F 02900` `000011623`

Interior

Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft
Basement Area	560 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2007
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	4,007,520 sqft (92 acres)
Lot Dimensions	217 ft deep x 107 ft wide
Garage Type	Detached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	200 sqft
Utility Building	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	240 ELLIOTT AVE
City	ERWIN
State	TN
Zip	37650-1556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	WILLIAM HUSKINS HEIRS 107X217 IRR
Legal Subdivision	WILLIAM HUSKINS HEIRS
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	4
Census Block	4000
Census Tract	80400

Owner

240 Elliott Ave is owned and occupied by two individuals who acquired it in June 2021.

Source: Unicoi County records, as of March 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Jul 6, 2021	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Jun 8, 2021	Quit Claim Deed, Transfer RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC
Mar 19, 2021	Intrafamily Transfer, Transfer · VA Mortgage USAA FSB
Jun 18, 2019	Warranty Deed, Transfer · VA Mortgage USAA
Oct 26, 2018	Trustee's Deed, Construction Loan · Line of Credit DOUGLAS K & SARAH R SHULTS
Aug 21, 2018	Grant Deed, Transfer FIDELITY LAND AND TITLE
Mar 23, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2021
Deed Sale	Mar 19, 2021
Prior Sale	Jun 18, 2019 · Amount on File
Deed Document Number	2021577
Deed Book / Page	443 / 566
Last Transfer Date	Jun 24, 2021
Transfer Doc	0000001357
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556
Transaction Type	Mortgage
Record Updated	May 30, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556

Mortgage

Document Number	0000047032
Date	May 10, 2023
Book Page	470/32
Instrument	23000828

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	339 Months
Due	Aug 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jul 6, 2021
Property Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556
Document Number	447585
Book / Page	447 / 585
Instrument Date	Jul 1, 2021
Instrument	21001448
Transaction Type	Transfer
Record Updated	Jul 21, 2021
Title Company	NOT AVAILABLE, RELIABLE T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,036.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556

Mortgage

Document Number	21001449
Date	Jul 6, 2021
Instrument	21001449

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 8, 2021
Property Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556
Document Number	446306
Book / Page	446 / 306
Instrument Date	Jun 8, 2021
Instrument	21001204
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNICOI TN
Recording Date	Mar 19, 2021
Property Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556
Document Number	0000443566
Book / Page	443 / 566
Instrument Date	Aug 17, 2020
Instrument	21000577
Transaction Type	Transfer
Record Updated	Jun 16, 2022
Title Company	DEBBIE TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556

Mortgage

Document Number	0021000578
Date	Mar 19, 2021
Instrument	21000578

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	354 Months
Due	Sep 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	Jun 18, 2019
Property Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556
Document Number	423716
Book / Page	000423 / 000716
Instrument Date	Jun 14, 2019
Instrument	1152
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	FC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$836.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	240 ELLIOTT AVE ERWIN TN 376501556, ERWIN, TN 37650-1556

Mortgage

Document Number	423721
Date	Jun 18, 2019
Book Page	000423/000721
Instrument	1153

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 17, 2049

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNICOI TN
Recording Date	Oct 26, 2018
Property Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556
Book / Page	000417 / 000271
Instrument Date	Oct 25, 2018
Instrument	2006
Transaction Type	Construction Loan
Record Updated	Jan 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	240 ELLIOTT AVE ERWIN TN 376501556, ERWIN, TN 37650-1556

Mortgage

Document Number	417271
Date	Oct 26, 2018
Book Page	000417/000271
Instrument	2006

Lender

Name	DOUGLAS K & SARAH R SHULTS

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Oct 25, 2019

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNICOI TN
Recording Date	Aug 21, 2018
Property Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556
Document Number	415621
Book / Page	000415 / 000621
Instrument Date	Aug 8, 2018
Instrument	1558
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	FIDELITY LAND AND TITLE

Transaction

Amount	Amount on Record
Tax	$197.95
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 LONG BRANCH DR ERWIN TN 376509206, ERWIN, TN 37650-9206

March 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNICOI TN
Recording Date	Mar 23, 2018
Property Address	240 ELLIOTT AVE, ERWIN, TN 37650-1556
Document Number	411532
Book / Page	000411 / 000532
Instrument Date	Mar 8, 2018
Instrument	545
Transaction Type	Foreclosure
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$277.64
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4425 PONCE DE LEON BLVD #5TH CORAL GABLES FL 331461837, 5TH, CORAL GABLES, FL 33146-1837
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 240 Elliott Ave was $1,858.

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,858.00	$71,175 Land $7,300 Building $63,875	$284,700 Land $29,200 Building $255,500
2023		$71,175 (-) Land $7,300 Building $63,875
2022	$1,673.00	$71,175 Land $7,300 Building $63,875	$284,700 Land $29,200 Building $255,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 240 Elliott Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2001–2020)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 240 Elliott Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Point Broadband.

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