249 Covington Ct, Naperville, IL 60565 Property Records

Will County property record for 249 Covington Ct, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,873 sqft · built 1987
Lot Size	0.382 acres (16,649 sqft)
Owner	2 Trust Names on File
Last Sale	$244,000 (Aug 1987)
Tax Bill	$17,562 (2025)
Deeds & Mortgages	Nov 2025 Transfer Jun 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-05-112-028`

Property Details

APN / Parcel Number

Primary APN	`12-02-05-112-028`
Alternative APN	`02051120280000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,873 sqft Living Area
Basement Area	295 sqft
Unfinished Basement	295 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	16,649 sqft (0.382 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	249 COVINGTON CT
City	NAPERVILLE
State	IL
Zip	60565-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 160 IN HERITAGE KNOLLS UNIT TWO, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC 5, T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	05
Legal Subdivision	HERITAGE KNOLLS - NPV
Legal Lot Number	160
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	3
Census Block	3014
Census Tract	880119

Owner

249 Covington Ct is owner-occupied and held in a trust since June 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	249 COVINGTON CT, NAPERVILLE, IL 60565-3341
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 23, 2023	Intrafamily Transfer, Transfer
Feb 16, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 1987 · Amount on File
Deed Sale	Aug 24, 1987 · Amount on File
Last Transfer Date	Jun 5, 2023
Transfer Doc	0000031306
Record Updated	Oct 29, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Nov 25, 2025
Property Address	249 COVINGTON CT, NAPERVILLE, IL 60565-3341
Document Number	0000066397
Map Reference	DOC R87-05775
Instrument Date	Nov 6, 2025
Instrument	R2025066397
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 COVINGTON CT, NAPERVILLE, IL 60565-3341

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Jun 23, 2023
Property Address	249 COVINGTON CT, NAPERVILLE, IL 60565-3341
Document Number	0000031306
Map Reference	DOC R87-05755
Instrument Date	Jun 5, 2023
Instrument	R2023031306
Transaction Type	Transfer
Record Updated	Jul 12, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 COVINGTON CT, NAPERVILLE, IL 60565-3341

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	249 COVINGTON CT, NAPERVILLE, IL 60565-3341
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014523
Date	Feb 16, 2017
Instrument	R2017014523

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	443 Months
Due	Jan 26, 2054

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Change Frequency	Monthly
Max Rate	24%

Tax Assessment & Valuation

The 2025 property tax bill for 249 Covington Ct was $17,562, up 3.2% from the year before.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Du Page Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,562.00 (+3.18%)	$294,098 (+8.2%) Land $53,147 Building $240,951	$882,294 (+8.2%) Land $159,441 Building $722,853
2024	$17,020.00	$271,809 Land $49,119 Building $222,690	$815,427 Land $147,357 Building $668,070
2022	$14,753.00 Homeowner's exemption	$220,488 (+6.95%) Land $39,845 Building $180,643	$661,464 Land $119,535 Building $541,929
2021		$206,160 Land $37,256 Building $168,904
2020			$598,143 Land $108,093 Building $490,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 249 Covington Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 249 Covington Ct, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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