245 Covington Ct, Naperville, IL 60565 Property Records

Will County property record for 245 Covington Ct, Naperville, IL 60565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,200 sqft · built 1987
Lot Size	0.31 acres (13,521 sqft)
Owner	2 Individual Names on Record
Last Sale	$705,000 (Jun 2023)
Tax Bill	$15,593 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-02-05-112-027`

Property Details

APN / Parcel Number

Primary APN	`12-02-05-112-027`
Alternative APN	`02051120270000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,200 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Lot Area	13,521 sqft (0.31 acres)
Garage Area	703 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	245 COVINGTON CT
City	NAPERVILLE
State	IL
Zip	60565-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 159 IN HERITAGE KNOLLS UNIT TWO, BEING A SUB OF PRT OF THE W1/2 OF THE NW1/4 OF SEC 5, T37N-R10E.
Legal Range	10E
Legal Township	37N
Legal Section	05
Legal Subdivision	HERITAGE KNOLLS - NPV
Legal Lot Number	159
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	DU PAGE
Census Block Group	3
Census Block	3014
Census Tract	880119

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	245 COVINGTON CT, NAPERVILLE, IL 60565-3341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jul 1, 2022	Warranty Deed, Transfer · SBA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2023 · Amount on Record
Deed Sale	Jun 5, 2023 · Amount on Record
Prior Sale	Jul 1, 2022 · Amount on Record
Deed Document Number	202327195
Prior Transfer Date	Jun 14, 2022
Prior Transfer Doc	0000050653
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 5, 2023
Property Address	245 COVINGTON CT, NAPERVILLE, IL 60565-3341
Document Number	0000027195
Map Reference	DOC R87-5775
Instrument Date	May 4, 2023
Instrument	R2023027195
Transaction Type	Transfer
Record Updated	Jun 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	245 COVINGTON CT, NAPERVILLE, IL 60565-3341

Mortgage

Document Number	0000027196
Date	Jun 5, 2023
Instrument	R2023027196

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 1, 2022
Property Address	245 COVINGTON CT, NAPERVILLE, IL 60565-3341
Document Number	0000050653
Map Reference	DOC R86-60237
Instrument Date	Jun 14, 2022
Instrument	R2022050653
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$692.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	245 COVINGTON CT, 245, NAPERVILLE, IL 60565-3341

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	204 CROOKED TREE CT, NAPERVILLE, IL 60565-5430

Mortgage

Document Number	0000050654
Date	Jul 1, 2022
Instrument	R2022050654

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Du Page Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,593.00 (+22.25%)	$262,025 (+8.2%) Land $50,980 Building $211,045	$786,075 (+8.2%) Land $152,940 Building $633,135
2024		$242,167 (+23.28%) Land $47,116 Building $195,051	$726,501 (+23.28%) Land $141,348 Building $585,153
2022	$12,755.00 Homeowner's exemption Senior Citizen's exemption	$196,441 Land $38,219 Building $158,222	$589,323 Land $114,657 Building $474,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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