249 Clear Lk, Dowling, MI 49050 Property Records

Barry County property record for 249 Clear Lk, Dowling, MI 49050

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,853 sqft · built 2004
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,395 (Apr 2019)
Tax Bill	$6,737 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jan 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-02-040-015-00`

Property Details

APN / Parcel Number

Primary APN	`08-02-040-015-00`
Alternative APN	`02-040-015-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,853 sqft Finished Area
1st Floor Area	1,209 sqft
Basement Area	1,209 sqft
Unfinished Basement	1,209 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	100 ft deep x 116 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	249 CLEAR LK
City	DOWLING
State	MI
Zip	49050-7729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CALL BARRY
Legal Description	BALTIMORE TOWNSHIP LOTS 17&18 LONG BEACH AND ADJACENT LONG BEACH DRIVE VACATED IN L.229-563. 0.221 ACRES +/-
Legal Subdivision	LONG BEACH
Legal Lot Number	17-18
Jurisdiction	BARRY MI
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1016
Census Tract	10700

Owner

Source: Barry County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	249 CLEAR LK, DOWLING, MI 49050-7729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jan 4, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Mar 5, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 20, 2020	Deed of Trust, Mortgage LAKE MI CU
Apr 22, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2019 · Amount on Record
Deed Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	20193884
Last Transfer Date	Mar 1, 2024
Transfer Doc	0000001492
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	249 CLEAR LK, DOWLING, MI 49050-7729
Transaction Type	Mortgage
Record Updated	Oct 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 CLEAR LK, DOWLING, MI 49050-9768

Mortgage

Document Number	0000007684
Date	Sep 16, 2025
Instrument	2025-007684

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	249 CLEAR LK, DOWLING, MI 49050-7729
Transaction Type	Mortgage
Record Updated	Mar 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	341 CLEAR LK, DOWLING, MI 49050-9768

Mortgage

Document Number	0000000155
Date	Jan 4, 2022
Instrument	2022-000155

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2047

March 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARRY MI
Recording Date	Mar 5, 2024
Property Address	249 CLEAR LK, DOWLING, MI 49050-7729
Document Number	0000001492
Instrument Date	Mar 1, 2024
Instrument	2024-001492
Transaction Type	Transfer
Record Updated	Mar 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9610 S M 37 HWY, DOWLING, MI 49050-8703

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	249 CLEAR LK, DOWLING, MI 49050-7729

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	249 CLEAR LK, DOWLING, MI 49050-7729
Document Number	0304002181
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	341 CLEAR LK DOWLING MI 49050, DOWLING, MI 49050

Mortgage

Document Number	0304002181
Date	Mar 4, 2020
Instrument	200304002181

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BARRY MI
Recording Date	Apr 22, 2019
Property Address	249 CLEAR LK, DOWLING, MI 49050-7729
Document Number	0422003884
Instrument Date	Apr 12, 2019
Instrument	190422003884
Transaction Type	Transfer
Record Updated	May 23, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,024.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	341 CLEAR LK DOWLING MI 49050, DOWLING, MI 49050

Mortgage

Document Number	422003885
Date	Apr 22, 2019
Instrument	190422003885

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Tax Assessment & Valuation

Source: Barry County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Barry County
County Subdivision	Baltimore Township
Unified School District	Delton-Kellogg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,600 (-8.27%)	$397,200 (-8.27%)
2025	$6,737.00 (-5.92%)	$216,500 (+41.13%)	$433,000 (+41.13%)
2024	$7,161.00 (+517.33%)
2023		$153,400	$306,800
2019	$1,160.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MEI Fiber	1,000 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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