381 Clear Lk, Dowling, MI 49050 Property Records

Barry County property record for 381 Clear Lk, Dowling, MI 49050

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,224 sqft · built 1996
Lot Size	0.188 acres (8,189 sqft)
Owner	Individual Name on Record
Tax Bill	$2,241 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-02-040-009-00`

Property Details

APN / Parcel Number

Primary APN	`08-02-040-009-00`
Alternative APN	`02-040-009-00`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,224 sqft Finished Area
1st Floor Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Traditional
Exterior Material	Wood Siding
Lot Area	8,189 sqft (0.188 acres)
Lot Dimensions	100 ft deep x 82 ft wide
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	381 CLEAR LK
City	DOWLING
State	MI
Zip	49050-9768
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CALL BARRY
Legal Description	BALTIMORE TOWNSHIP LOT 3 & S 1/2 LOT 4 LONG BEACH AND W 1/2 ADJACENT HERRINGTON DR AND ALL OF ADJACENT LONG BEACH DRIVE VACATED IN L.229-563. ALSO LOTS 42&43, S 1/2 LOT 37 & SW 1/4 LOT 38 LONG BEACH AS REPLATTED IN L.229-563. ALSO E 1/2 HERRINGTON DR
Legal Subdivision	LONG BEACH
Legal Lot Number	3-43
Jurisdiction	BARRY MI
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1015
Census Tract	10700

Owner

Source: Barry County records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	381 CLEAR LK, DOWLING, MI 49050-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARRY MI
Property Address	381 CLEAR LK, DOWLING, MI 49050-9768
Document Number	0910009567
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Oct 15, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	381 CLEAR LK DOWLING MI 490509768, DOWLING, MI 49050-9768

Mortgage

Document Number	0910009567
Date	Sep 10, 2020
Instrument	200910009567

Lender

Name	SOUTHERN MI BK&TR
Type	Bank
Address	COLDWATER, MI 49036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 9, 2035

Tax Assessment & Valuation

Source: Barry County assessment roll, as of July 10, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Barry County
County Subdivision	Baltimore Township
Unified School District	Delton-Kellogg School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,500	$381,000
2025	$2,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mercury Fiber Fixed Wireless	150 / 20
MEI DSL	25 / 3

May also be available: Verizon.

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