Bergen County and Saddle Brook Township property record for 249 Cambridge Ave, Saddle Brook, NJ 07663
| Property Type | Single Family Home |
|---|---|
| Details | 1,216 sqft · built 1957 |
| Lot Size | 0.133 acres (5,798 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Sep 2025) |
| Tax Bill | $9,644 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 57-01410-0000-00037 |
| Primary APN | 57-01410-0000-00037 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,216 sqft Living Area |
| 1st Floor Area | 1,216 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 5,798 sqft (0.133 acres) |
| Lot Dimensions | 100 ft deep x 58 ft wide |
| Old Parcel Number | 5700158D00018 |
|---|---|
| Street Address | 249 CAMBRIDGE AVE |
| City | SADDLE BROOK |
| State | NJ |
| Zip | 07663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 58X100 |
| Legal Block | 1410 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE BROOK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 52100 |
Source: Bergen County and Saddle Brook Township records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 247 CAMBRIDGE AVE, 249, SADDLE BROOK, NJ 07663-5103 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP |
| Apr 20, 2020 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 22, 2025 · Amount on Record |
| Deed Sale | Sep 22, 2025 · Amount on Record |
| Deed Document Number | 202565056 |
| Deed Book / Page | 5605 / 1683 |
| Prior Transfer Date | Feb 4, 2013 |
| Prior Transfer Doc | 0015462450 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 22, 2025 |
| Property Address | 249 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663 |
| Document Number | 0056051683 |
| Book / Page | 5605 / 1683 |
| Instrument Date | Jul 26, 2025 |
| Instrument | 2025065056 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,511.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7860 E BENSON HWY # HWY224, HWY224, TUCSON, AZ 85756-9596 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 249 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663 |
| Document Number | 2025065057 |
|---|---|
| Date | Sep 22, 2025 |
| Instrument | 2025065057 |
| Name | MORTGAGE ACCESS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 249 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663 |
| Document Number | 0035921641 |
| Instrument Date | Apr 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 247 CAMBRIDGE AVE SADDLE BROOK NJ 076635103, SADDLE BROOK, NJ 07663-5103 |
| Document Number | 0035921641 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 003592/001641 |
| Instrument | 20046795 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 948 Months |
| Due | May 6, 2099 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.89% |
Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| County Subdivision | Saddle Brook Township |
| Unified School District | Saddle Brook Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $468,400 (+15.26%) Land $230,400 Building $238,000 | $468,400 (+15.26%) Land $230,400 Building $238,000 | |
| 2025 | $9,644.00 (+5.66%) | $406,400 (+2.68%) Land $226,400 Building $180,000 | $406,400 (+2.68%) Land $226,400 Building $180,000 |
| 2024 | $9,127.00 (+2.87%) | $395,800 (+4.21%) Land $221,400 Building $174,400 | $395,800 (+4.21%) Land $221,400 Building $174,400 |
| 2023 | $8,872.00 (+2.66%) | $379,800 Land $213,900 Building $165,900 | $379,800 Land $213,900 Building $165,900 |
| 2022 | $8,642.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 71 (1979–2021) |
| Claims Outside the SFHA | 23 of 71 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2024 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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