243 Cambridge Ave, Saddle Brook, NJ 07663 Property Records

Bergen County and Saddle Brook Township property record for 243 Cambridge Ave, Saddle Brook, NJ 07663

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1961
Lot Size	0.157 acres (6,839 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jun 2013)
Tax Bill	$8,901 (2025)
Deeds & Mortgages	Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`57-01410-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`57-01410-0000-00036`
Alternative APNs	`5700158D00019` `570141000036`

Interior

Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Frame
Lot Area	6,839 sqft (0.157 acres)
Lot Dimensions	120 ft deep x 57 ft wide

Location & Zoning

Old Parcel Number	5700158D00019
Street Address	243 CAMBRIDGE AVE
City	SADDLE BROOK
State	NJ
Zip	07663-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	57X120
Legal Block	1410
Legal Lot Number	36
Jurisdiction	BERGEN NJ
Township / Civil Division	SADDLE BROOK
Census Block Group	2
Census Block	2008
Census Tract	52100

Owner

243 Cambridge Ave is owned and occupied by an individual who bought it in June 2013.

Source: Bergen County and Saddle Brook Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	243 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663-5103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2013 · Amount on File
Deed Sale	Jun 20, 2013 · Amount on File
Deed Document Number	201368448
Deed Book / Page	1431 / 523
Prior Transfer Date	Jun 4, 2012
Prior Transfer Doc	0010700540
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	243 CAMBRIDGE AVE, SADDLE BROOK, NJ 07663-5103
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034340511
Date	Dec 10, 2019
Book Page	3434/511
Instrument	19-085954

Lender

Name	BOND STREET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Bergen County and Saddle Brook Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Saddle Brook Township
Unified School District	Saddle Brook Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$382,800 (+2.05%) Land $238,900 Building $143,900	$382,800 (+2.05%) Land $238,900 Building $143,900
2025	$8,901.00 (+5.55%)	$375,100 (+6.65%) Land $234,900 Building $140,200	$375,100 (+6.65%) Land $234,900 Building $140,200
2024	$8,433.00 (+5.35%)
2023		$351,700 Land $222,400 Building $129,300	$351,700 Land $222,400 Building $129,300
2022	$8,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 243 Cambridge Ave in Zone X, an area of minimal flood risk, though there have been 71 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	71 (1979–2021)
Claims Outside the SFHA	23 of 71
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 28 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 6 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 243 Cambridge Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SADDLE BROOK WATER DEPT serves 13,155 people · EPA ID NJ0257001
Water Source	Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 826 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20