249 29th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 249 29th Ave SE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.231 acres (10,074 sqft)
Owner	Individual Name on Record
Last Sale	$309,000 (Nov 2023)
Tax Bill	$4,276 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2020 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17.02362.00`

Property Details

APN / Parcel Number

Primary APN	`17.02362.00`

Exterior

Architectural Style	Multi-Family
Lot Area	10,074 sqft (0.231 acres)

Location & Zoning

Street Address	249 29TH AVE SE
City	SAINT CLOUD
State	MN
Zip	56304-5000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-003 BLOCK-001
Legal Range	030
Legal Township	036
Legal Section	32
Legal Subdivision	AYERS MILL POND
Legal Block	1
Legal Lot Number	3
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3001
Census Tract	21201

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	249 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Sep 21, 2020	Warranty Deed, Subdivision Related Transfer PREFERRED TITLE/MO INC, PREFERRED TITLE INC
Sep 21, 2020	Warranty Deed, Transfer PREFERRED TITLE/MO INC, PREFERRED TITLE INC
Jan 17, 2020	Warranty Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL
Jun 21, 2019	Warranty Deed, Transfer RACHEL INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	2023469261
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Nov 21, 2023
Property Address	249 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Document Number	0000469261
Instrument Date	Oct 30, 2023
Instrument	469261
Transaction Type	Transfer
Record Updated	Dec 11, 2023
Title Company	TITLE SMART INC, TITLESMART INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,019.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	249 29TH AVE SE, SAINT CLOUD, MN 56304-5000

Mortgage

Document Number	0000469262
Date	Nov 21, 2023
Instrument	469262

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

September 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 21, 2020
Property Address	249 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Document Number	446036
Instrument Date	Sep 14, 2020
Instrument	446036
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 9, 2021
Title Company	PREFERRED TITLE/MO INC, PREFERRED TITLE INC

Transaction

Amount	Amount Recorded
Tax	$862.62
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	249 29TH AVE SE, SAINT CLOUD, MN 56304-5000

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Sep 21, 2020
Property Address	249 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Document Number	446035
Instrument Date	Sep 14, 2020
Instrument	446035
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PREFERRED TITLE/MO INC, PREFERRED TITLE INC

Transaction

Amount	Amount Recorded
Tax	$99.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17207 198TH AVE NW, BIG LAKE, MN 55309-4684
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jan 17, 2020
Property Address	249 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Document Number	440867
Instrument Date	Jan 15, 2020
Instrument	440867
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17207 198TH AVE NW, BIG LAKE, MN 55309-4684
Investor	Possibly a Property Investor

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 21, 2019
Property Address	249 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Document Number	436463
Instrument Date	Jun 17, 2019
Instrument	436463
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11690 95TH ST NE, OTSEGO, MN 55330-7423
Investor	Possibly a Property Investor

Mortgage

Document Number	436464
Date	Jun 21, 2019
Instrument	436464

Lender

Name	RACHEL INVESTMENTS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Jun 16, 2023

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,276.00 (+17.73%) Homeowner's exemption	$293,100 (-) Land $70,000 Building $223,100	$293,100 (-) Land $70,000 Building $223,100
2025	$3,632.00 (+2.77%) Homeowner's exemption	$293,100 (+4.19%) Land $45,000 Building $248,100	$293,100 (+4.19%) Land $45,000 Building $248,100
2023	$3,534.00	$281,300 Land $45,000 Building $236,300	$281,300 Land $45,000 Building $236,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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