246 29th Ave SE, Saint Cloud, MN 56304 Property Records

Benton County property record for 246 29th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.498 acres (21,708 sqft)
Owner2 Individual Names on File
Last Sale$358,521 (Mar 2021)
Tax Bill$5,716 (2026)
Deeds & MortgagesNov 2020 Line of Credit
Mar 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN17.02370.00

Property Details

APN / Parcel Number

Primary APN17.02370.00

Exterior

Architectural StyleMulti-Family
Lot Area21,708 sqft (0.498 acres)

Location & Zoning

Street Address246 29TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-5000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-32 TWP-036 RANGE-030 AYERS MILL POND LOT-004 BLOCK-002
Legal Range030
Legal Township036
Legal Section32
Legal SubdivisionAYERS MILL POND
Legal Block2
Legal Lot Number4
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3001
Census Tract21201

Owner

Source: Benton County records · APN 17.02370.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address246 29TH AVE SE, SAINT CLOUD, MN 56304-5000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 13, 2020Deed of Trust, Mortgage · Line of Credit
FIRST BANK ELK RIVER
Mar 05, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
MEGASTAR FINANCIAL CORP
May 28, 2020Deed, Transfer
FIRST BANK ELK RIVER
Jun 21, 2019Warranty Deed, Transfer
RACHEL INVESTMENTS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2021 · Amount on Record
Deed SaleMar 05, 2021 · Amount on Record
Prior SaleMay 28, 2020 · Amount on Record
Deed Document Number2021450322
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address246 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address15697 180TH ST, MILACA, MN 56353-3202

Mortgage

Document Number0000447464
DateNov 13, 2020
Instrument447464
Lender
NameFIRST BANK ELK RIVER
TypeBank
AddressELK RIVER, MN 55330
Agreement
TypeLine of Credit
AmountAmount Recorded
Term9 Months
DueAug 12, 2021

March 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateMar 05, 2021
Property Address246 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Document Number0000450322
Instrument DateMar 03, 2021
Instrument450322
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 19, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,183.12
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address246-29TH AVENUE SE, SAINT CLOUD, MN 56304-5000

Mortgage

Document Number0000450323
DateMar 05, 2021
Instrument450323
Lender
NameMEGASTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionBENTON MN
Recording DateMay 28, 2020
Property Address246 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Document Number0000443120
Instrument DateMay 15, 2020
Instrument443120
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14949 154TH ST, FORESTON, MN 56330-9597
InvestorPossibly a Property Investor

Mortgage

Document Number0000443121
DateMay 28, 2020
Instrument443121
Lender
NameFIRST BANK ELK RIVER
TypeBank
Agreement
AmountAmount Recorded
Term24 Months
DueMay 15, 2022

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJun 21, 2019
Property Address246 29TH AVE SE, SAINT CLOUD, MN 56304-5000
Document Number0000436463
Instrument DateJun 17, 2019
Instrument436463
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyHOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11690 95TH ST NE, OTSEGO, MN 55330-7423
InvestorPossibly a Property Investor

Mortgage

Document Number0000436464
DateJun 21, 2019
Instrument436464
Lender
NameRACHEL INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
AmountAmount Recorded
Term48 Months
DueJun 16, 2023

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,716.00 (+22.24%) Homeowner's exemption$378,600 (+4.38%) Land $70,000 Building $308,600$378,600 (+4.38%) Land $70,000 Building $308,600
2023$4,676.00$362,700 Land $45,000 Building $317,700$362,700 Land $45,000 Building $317,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 29, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 48 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSaint Cloud
serves 71,321 people
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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