Citrus County property record for 2489 N Lakefront Dr, Hernando, FL 34442
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 10 bd · 10 ba · 4,768 sqft · built 1976 |
| Lot Size | 1.16 acres (50,912 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $11,059 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2019 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 19E-18S-24-0010-00170-0310 |
| Primary APN | 19E-18S-24-0010-00170-0310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 10 Beds |
|---|---|
| Full Baths | 10 Baths |
| Stories | 1 Story |
| Building Area | 4,768 sqft Living Area |
| Gross Area | 6,568 sqft |
| 1st Floor Area | 4,768 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Fiberglass |
| Lot Area | 50,912 sqft (1.16 acres) |
| Lot Dimensions | 229 ft deep x 176 ft wide |
| View / Lot | Lake Front |
| Garage Type | Carport |
| Garage Area | 676 sqft |
| Carport | Carport |
| Carport Area | 676 sqft |
| Pool Area | 912 sqft |
|---|---|
| Porch | Screened Aluminum Porch |
| Porch Area | 2,640 sqft |
| Patio Area | 130 sqft |
| Utility Building | 168 sqft |
| Total Buildings | 9 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1615429 |
|---|---|
| Street Address | 2489 N LAKEFRONT DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-8401 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | CLRMH |
| Legal Description | PARSONS PT ADD TO HERNANDO LOTS 31 32 33 & 34 BLK 17 PB 21 PG 19DESC IN OR BK 405 PG 371 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | PARSON`S POINT ADDITION TO HER |
| Legal Block | 17 |
| Legal Lot Number | 31 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 450800 |
Source: Citrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2459 N LAKEFRONT DR, HERNANDO, FL 34442-8401 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Dec 5, 2025 | Deed of Trust, Mortgage · Commercial Mortgage CAKE MORTGAGE CORP |
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit CITADEL SVCNG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2007 |
| Deed Sale | Jun 4, 2007 |
| Prior Sale | Jun 1, 2006 · Amount on Record |
| Deed Document Number | 200733501 |
| Deed Book / Page | 2130 / 2187 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2489 N LAKEFRONT DR, HERNANDO, FL 34442-8401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2479 N POLO PT, INVERNESS, FL 34453-1383 |
| Document Number | 0036250966 |
|---|---|
| Date | Dec 5, 2025 |
| Book Page | 3625/966 |
| Instrument | 2025073504 |
| Name | CAKE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHATSWORTH, CA 91311 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2489 N LAKEFRONT DR, HERNANDO, FL 34442-8427 |
| Document Number | 0029802365 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | SERVICELINK CRS |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2489 N LAKEFRONT DR HERNANDO FL 344428427, HERNANDO, FL 34442-8427 |
| Document Number | 0029802365 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 002980/002365 |
| Instrument | 28742 |
| Name | CITADEL SVCNG CORP |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,059.00 (+14.29%) | $724,850 (+13.22%) Land $86,600 Building $638,250 | $724,850 (+13.22%) Land $86,600 Building $638,250 |
| 2024 | $9,676.00 (+6.56%) | $640,220 (+6.45%) Land $86,600 Building $553,620 | $640,220 (+6.45%) Land $86,600 Building $553,620 |
| 2023 | $9,080.00 (+16.53%) | $601,400 (+23.11%) Land $86,600 Building $514,800 | $601,400 (+23.11%) Land $86,600 Building $514,800 |
| 2022 | $7,792.00 | $488,490 Land $86,600 Building $401,890 | $488,490 Land $86,600 Building $401,890 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1998–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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