Citrus County property record for 2459 N Lakefront Dr, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 900 sqft · built 1949 |
| Lot Size | 0.325 acres (14,159 sqft) |
| Owner | Trust Name on File |
| Last Sale | $225,000 (Jun 2006) |
| Tax Bill | $1,666 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 19E-18S-24-0010-00170-0300 |
| Primary APN | 19E-18S-24-0010-00170-0300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 900 sqft Living Area |
| Gross Area | 1,370 sqft |
| 1st Floor Area | 900 sqft |
| Flooring | Concrete/Cement |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 14,159 sqft (0.325 acres) |
| Lot Dimensions | 190 ft deep x 60 ft wide |
| View / Lot | Lake Front |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 840 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1615411 |
|---|---|
| Street Address | 2459 N LAKEFRONT DR |
| City | HERNANDO |
| State | FL |
| Zip | 34442-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CLRMH |
| Legal Description | PARSONS PT ADD TO HERNANDO PB 2 PG 19 LOT 30 BLK 17 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 25 |
| Legal Subdivision | PARSON`S POINT ADDITION TO HER |
| Legal Block | 17 |
| Legal Lot Number | 30 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 450800 |
2459 N Lakefront Dr is owner-occupied and held in a trust since July 2018.
Source: Citrus County records, as of December 3, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2459 N LAKEFRONT DR, HERNANDO, FL 34442-8401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Aug 24, 2018 | Quit Claim Deed, Transfer · Line of Credit HERETO & INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2006 · Amount on File |
| Deed Sale | Jun 26, 2006 · Amount on File |
| Prior Sale | Jun 18, 2004 · Amount on File |
| Deed Document Number | 200645180 |
| Deed Book / Page | 2021 / 1914 |
| Last Transfer Date | Jul 19, 2018 |
| Transfer Doc | 0029221424 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2459 N LAKEFRONT DR, HERNANDO, FL 34442-8401 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2459 N LAKEFRONT DR, HERNANDO, FL 34442-8401 |
| Document Number | 0031740872 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 3174/872 |
| Instrument | 2021040084 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jun 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2459 N LAKEFRONT DR, HERNANDO, FL 34442-8401 |
| Document Number | 0029760304 |
| Instrument Date | May 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 3, 2019 |
| Title Company | LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2459 N LAKEFRONT DR HERNANDO FL 344428401, HERNANDO, FL 34442-8401 |
| Document Number | 0029760304 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 002976/000304 |
| Instrument | 24660 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 14, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Aug 24, 2018 |
| Property Address | 2459 N LAKEFRONT DR, HERNANDO, FL 34442-8401 |
| Document Number | 0029221424 |
| Book / Page | 002922 / 001424 |
| Instrument Date | Jul 19, 2018 |
| Instrument | 43168 |
| Transaction Type | Transfer |
| Record Updated | Sep 17, 2018 |
| Title Company | WFG NATIONAL TITLE INSURANCE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2459 N LAKEFRONT DR HERNANDO FL 344428401, HERNANDO, FL 34442-8401 |
| Document Number | 29221425 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 002922/001425 |
| Instrument | 43169 |
| Name | HERETO & INC |
|---|---|
| Address | 380 BEACH RD # B, BURLINGAME, CA 94010-2004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Aug 23, 2020 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 2459 N Lakefront Dr was $1,666 with a homeowner's exemption, down 34.5% from the year before.
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,666.00 (-34.46%) Homeowner's exemption | $139,582 (-23.05%) | $158,698 (-12.52%) Land $22,340 Building $136,358 |
| 2024 | $2,542.00 (+5.08%) | $181,402 (+1.93%) Land $22,340 Building $159,062 | $181,402 (+1.93%) Land $22,340 Building $159,062 |
| 2023 | $2,419.00 (+14.64%) | $177,966 (+15.2%) Land $22,340 Building $155,626 | $177,966 (+15.2%) Land $22,340 Building $155,626 |
| 2022 | $2,110.00 | $154,487 Land $22,340 Building $132,147 | $154,487 Land $22,340 Building $132,147 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2459 N Lakefront Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 41.3 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (1998–2004) |
| Most Recent Claim | Sep 2004 · Hurricane Frances |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2459 N Lakefront Dr is high, ranking above 74% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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