2489 Hilltop Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2489 Hilltop Rd, Schenectady, NY 12309

Property Summary

Property TypeMedical Clinic
Details5 bd · 2.5 ba · 2,130 sqft · built 1952
Lot Size0.56 acres (24,394 sqft)
OwnerCompany Name on File
Last Sale$460,000 (Nov 2024)
Tax Bill$295 (2026)
Deeds & MortgagesJan 2025 Mortgage
Nov 2024 Sale
Flood ZoneZone X (minimal risk)
APN422400 40.19-2-61

Property Details

APN / Parcel Number

Primary APN422400 40.19-2-61
Alternative APN
  • 240004001900020610000000

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,130 sqft Gross Area
1st Floor Area1,554 sqft
Upper Floors Area576 sqft
Basement Area1,554 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch
Exterior MaterialBrick
Lot Area24,394 sqft (0.56 acres)
Lot Dimensions178 ft deep x 152 ft wide
Garage TypeAttached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area434 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2489 HILLTOP RD
CitySCHENECTADY
StateNY
Zip12309-2404
Property CategoryCommercial
Property TypeCommercial > Office > Medical Clinic
Local Zoning CodeR1
Legal Block2
Legal Lot Number61.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group2
Census Block2004
Census Tract32101

Owner

2489 Hilltop Rd, a commercial property, is owned by a company that bought it in November 2024.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address300 WASHINGTON AVENUE EXT, ALBANY, NY 12203-7303
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2025Deed of Trust, Mortgage
COMMUNITY LOAN FUNDING OF THE CAPITAL RE
Nov 7, 2024Executor's Deed, Transfer
SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 7, 2024 · Amount on File
Deed SaleNov 7, 2024 · Amount on File
Deed Document Number202466745
Deed Book / Page2141 / 379
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2489 HILLTOP RD, SCHENECTADY, NY 12309-2404
Transaction TypeMortgage
Record UpdatedApr 14, 2026
Title CompanySHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 WASHINGTON AVENUE EXT, ALBANY, NY 12203-7303

Mortgage

Document Number0000002048
DateJan 27, 2025
Instrument202502048
Lender
NameCOMMUNITY LOAN FUNDING OF THE CAPITAL RE
AddressALBANY, NY 12210
Agreement
AmountAmount on Record

November 2024: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSCHENECTADY NY
Recording DateNov 7, 2024
Property Address2489 HILLTOP RD, SCHENECTADY, NY 12309-2404
Document Number0000066745
Book / Page2141 / 379
Instrument DateOct 17, 2024
Instrument202466745
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC

Transaction

AmountAmount on Record
Tax$1,840.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address143 OLD FORGE WAY, MADISON, VA 22727-4438

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 WASHINGTON AVENUE, SCHENECTADY, NY 12302

Tax Assessment & Valuation

The 2026 property tax bill for 2489 Hilltop Rd was $295, down 97.7% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295.00 (-97.69%)
2025$12,768.00$282,000 Land $49,900 Building $232,100$417,800 Land $73,930 Building $343,870
2023$282,000 Land $49,900 Building $232,100$357,000 Land $63,171 Building $293,829

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2489 Hilltop Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2011–2013)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2489 Hilltop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNISKAYUNA CONSOLIDATED WD #11
public/private · serves 22,287 people · EPA ID NY4600073
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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