2476 Hilltop Rd, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2476 Hilltop Rd, Schenectady, NY 12309

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,852 sqft · built 1951
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$366,000 (Jan 2023)
Tax Bill	$11,957 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`422400 40.19-2-73`

Property Details

APN / Parcel Number

Primary APN	`422400 40.19-2-73`
Alternative APN	`240004001900020730000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
1st Floor Area	1,852 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	205 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Patio Area	224 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2476 HILLTOP RD
City	SCHENECTADY
State	NY
Zip	12309-2444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	THE HILLTOP
Legal Block	2
Legal Lot Number	73.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	NISKAYUNA
Census Block Group	3
Census Block	3000
Census Tract	32101

Owner

2476 Hilltop Rd is owned and occupied by an individual who bought it in January 2023.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2476 HILLTOP RD, SCHENECTADY, NY 12309-2444
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2023 · Amount on File
Deed Sale	Jan 31, 2023 · Amount on File
Deed Document Number	20235781
Deed Book / Page	2101 / 808
Record Updated	Oct 29, 2026

April 2021: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 27, 2021
Property Address	2476 HILLTOP RD, SCHENECTADY, NY 12309-2444
Document Number	0000018957
Book / Page	2057 / 390
Map Reference	CAB E-30
Instrument Date	Apr 9, 2021
Instrument	202118957
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,020.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2476 HILLTOP RD, NISKAYUNA, NY 12309-2444

Mortgage

Document Number	0000018958
Date	Apr 27, 2021
Instrument	202118958

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 2476 Hilltop Rd was $11,957, up 1.4% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Niskayuna Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,957.00 (+1.36%)
2025	$11,796.00	$260,000 Land $50,300 Building $209,700	$385,200 Land $74,521 Building $310,679
2023		$240,000 Land $50,300 Building $189,700	$303,800 Land $63,671 Building $240,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2476 Hilltop Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2476 Hilltop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20