Franklin County property record for 2489 Bluff Rd, Apalachicola, FL 32320
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 4.5 acres (196,020 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $25,000 (Sep 2012) |
| Tax Bill | $494 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 27-08S-08W-0000-0020-0120 |
| Primary APN | 27-08S-08W-0000-0020-0120 |
|---|
| Lot Area | 196,020 sqft (4.5 acres) |
|---|---|
| Porch | Porch |
| Porch Area | 684 sqft |
| Street Address | 2489 BLUFF RD |
|---|---|
| City | APALACHICOLA |
| State | FL |
| Zip | 32320-1047 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | A PARCEL IN SECTION 27-08S-08W CONTAINING 4.5 AC M/L OR 533/67 498/146 679/593 OR/865/661 865/675 1015/126 1032/58 (L/E 1072/ |
| Legal Range | 08W |
| Legal Township | 08S |
| Legal Section | 27 |
| Legal Lot Number | 8 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 970302 |
The current owner of 2489 Bluff Rd bought it in September 2012.
Source: Franklin County records, as of January 5, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 124 DEER PATCH LN, APALACHICOLA, FL 32320-1126 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2012 · Amount on File |
| Deed Sale | Sep 27, 2012 · Amount on File |
| Prior Sale | Mar 29, 2011 · Amount on File |
| Deed Document Number | 201219008270 |
| Deed Book / Page | 1075 / 076 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2489 Bluff Rd was $494, up 2.5% from the year before.
Source: Franklin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $494.00 (+2.49%) | $90,000 (-) Land $90,000 | $90,000 (-) Land $90,000 |
| 2024 | $482.00 (-1.23%) | $90,000 (-) Land $90,000 | $90,000 (-) Land $90,000 |
| 2023 | $488.00 (+39.03%) | $90,000 (+6%) Land $90,000 | $90,000 (+6%) Land $90,000 |
| 2022 | $351.00 | $56,250 Land $56,250 | $56,250 Land $56,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2489 Bluff Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 83 (1985–2019) |
| Claims Outside the SFHA | 3 of 83 |
| Most Recent Claim | Oct 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2489 Bluff Rd is high, ranking above 80% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF APALACHICOLA serves 5,235 people · EPA ID FL1190150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Mediacom Xtream.
5G and 4G LTE (outdoors only)
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