2463 Bluff Rd, Apalachicola, FL 32320 Property Records

Franklin County property record for 2463 Bluff Rd, Apalachicola, FL 32320

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 640 sqft · built 2015
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$376 (2025)
Flood ZoneZone AE (high risk)
APN27-08S-08W-0000-0020-0129

Property Details

APN / Parcel Number

Primary APN27-08S-08W-0000-0020-0129

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area640 sqft Heated Area
Gross Area825 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
PorchOpen Porch
Porch Area185 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2463 BLUFF RD
CityAPALACHICOLA
StateFL
Zip32320-1047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PARCEL IN SEC 27-8S-8W FRM POB RUN NW ALG ROW 493.96 TO RE-ROD #7160 TH LVG ROW RUN NE 177.14 TH RUN SE 524.22 TO POB CONT
Legal Lot Number9
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1039
Census Tract970302

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2463 BLUFF RD, APALACHICOLA, FL 32320-1047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2014
Deed SaleApr 30, 2014
Deed Document Number0001119732
Prior Transfer DateApr 10, 2014
Prior Transfer Doc201419002126
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$376.00 (+1.9%) Homeowner's exemption$72,738 (+2.9%)$114,338 (-0.7%) Land $40,000 Building $74,338
2024$369.00 (-0.81%) Homeowner's exemption$70,688 (+3%)$115,142 (+12.7%) Land $40,000 Building $75,142
2023$372.00 (-0.8%) Homeowner's exemption$68,629 (+3%)$102,170 (+32.02%) Land $40,000 Building $62,170
2022$375.00 Homeowner's exemption$66,630$77,387 Land $25,000 Building $52,387

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims83 (1985–2019)
Claims Outside the SFHA3 of 83
Most Recent ClaimOct 2019 · other causes
Claims by Event
  • Hurricane Michael, Oct 2018 · 15 claims
  • Hurricane Dennis, Jul 2005 · 15 claims
  • Hurricane Opal, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 81% of the US · above 72% of Florida
Wildfire Likelihood0.5% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF APALACHICOLA
serves 5,235 people · EPA ID FL1190150
Water SourceGroundwater
Last State InspectionMar 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Mediacom Xtream.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bluff Rd

Nearby Streets

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