Franklin County property record for 2488 McDowell Rd, Saint Thomas, PA 17252
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 2,048 sqft · built 1943 |
| Lot Size | 40.9 acres (1,785,524 sqft) |
| Owner | Company Name on File |
| Tax Bill | $13,290 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-K13-25 |
| Primary APN | 18-K13-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,048 sqft Living Area |
| Year Built | Built 1943 |
|---|---|
| Effective Year Built | Effective 1943 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 1,785,524 sqft (40.9 acres) |
| Porch | Slab |
| Street Address | 2488 MCDOWELL RD |
|---|---|
| City | SAINT THOMAS |
| State | PA |
| Zip | 17252-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | PETERS |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 11500 |
2488 McDowell Rd, a rural home, is owned by a company.
Source: Franklin County records, as of May 27, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2460 MCDOWELL RD, SAINT THOMAS, PA 17252-9715 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK |
| Jul 9, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA |
| Jul 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage FULTON BANK NA |
| Jan 4, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jan 4, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Jun 26, 2026 |
| Property Address | 2488 MCDOWELL RD, SAINT THOMAS, PA 17252-9715 |
| Document Number | 0000012829 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 202612829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | KEYSTONE SETTLEMENT SERVICES, KEYSTONE REAL ESTATE SETTLEM |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Document Number | 0000012829, |
|---|---|
| Date | Jun 26, 2026 |
| Instrument | 202612829 |
| Name | ACNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 2488 MCDOWELL RD, SAINT THOMAS, PA 17252-9715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012351 |
|---|---|
| Date | Jul 9, 2019 |
| Instrument | 201912351 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 2488 MCDOWELL RD, SAINT THOMAS, PA 17252-9715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012792 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 201912792 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | LANCASTER, PA 17602 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 2488 MCDOWELL RD, SAINT THOMAS, PA 17252-9715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000062 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 202100062 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 2488 MCDOWELL RD, SAINT THOMAS, PA 17252-9715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000061 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 202100061 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 2488 McDowell Rd was $13,290, up 1.2% from the year before.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Peters Township |
| Unified School District | Tuscarora School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,290.00 (+1.2%) | $78,780 Land $4,170 Building $74,610 | |
| 2025 | $13,132.00 (+1.21%) | ||
| 2024 | $12,975.00 | $78,780 Land $4,170 Building $74,610 | |
| $78,780 Land $4,170 Building $74,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2488 McDowell Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2488 McDowell Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Upward Broadband Fixed Wireless | 100 / 40 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Verizon.
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