2255 McDowell Rd, Saint Thomas, PA 17252 Property Records

Franklin County property record for 2255 McDowell Rd, Saint Thomas, PA 17252

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,978 sqft · built 1991
Lot Size	2.19 acres (95,396 sqft)
Owner	2 Individual Names on Record
Last Sale	$143,500 (Aug 2018)
Tax Bill	$4,364 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-K13-38`

Property Details

APN / Parcel Number

Primary APN	`18-K13-38`
Alternative APN	`18-0K13.-038.-000000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,978 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Lot Area	95,396 sqft (2.19 acres)
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	2255 MCDOWELL RD
City	SAINT THOMAS
State	PA
Zip	17252-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEAR T 412
Jurisdiction	FRANKLIN PA
Township / Civil Division	PETERS
Census Block Group	2
Census Block	2025
Census Tract	11500

Owner

Source: Franklin County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2255 MCDOWELL RD, SAINT THOMAS, PA 17252-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ORRSTOWN BANK
Aug 15, 2018	Special Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2018 · Amount on Record
Deed Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	201815843
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN PA
Property Address	2255 MCDOWELL RD, SAINT THOMAS, PA 17252-9715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	A PLUS SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018229
Date	Sep 10, 2020
Instrument	202018229

Lender

Name	ORRSTOWN BANK
Type	Bank
Address	CHAMBERSBURG, PA 17201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FRANKLIN PA
Recording Date	Aug 15, 2018
Property Address	2255 MCDOWELL RD, SAINT THOMAS, PA 17252-9715
Document Number	0000015843
Instrument Date	Aug 15, 2018
Instrument	201815843
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,961.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13920 SUNRISE DR, 13920, HAGERSTOWN, MD 21740-1605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2255 MCDOWELL RD, SAINT THOMAS, PA 17252-9715
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015844
Date	Aug 15, 2018
Instrument	201815844

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2048

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Franklin County
County Subdivision	Peters Township
Unified School District	Tuscarora School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,364.00 (+1.21%)	$25,870 (-) Land $630 Building $25,240
2025	$4,312.00 (+1.22%)
2024	$4,260.00	$25,870 Land $630 Building $25,240
			$25,870 Land $630 Building $25,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Upward Broadband Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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