2487 Appleton Rd, Elkton, MD 21921 Property Records

Cecil County property record for 2487 Appleton Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,120 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$291,000 (Apr 2020)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-013921`

Property Details

APN / Parcel Number

Primary APN	`04-013921`
Alternative APNs	`4013921` `013921`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,120 sqft Total Area
Basement Area	573 sqft
Finished Basement	573 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	013921
Street Address	2487 APPLETON RD
City	ELKTON
State	MD
Zip	21921-2184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOTS 1 & 2 - 1 ACRE 2487 APPLETON ROAD N OF APPLETON
Legal Subdivision	CARL HOWARD GILBERT
Legal Lot Number	1
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2005
Census Tract	30601

Owner

Source: Cecil County records · APN 04-013921

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2487 APPLETON RD, ELKTON, MD 21921-2184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Apr 07, 2020	Deed, Transfer · FHA Mortgage RESIDENTIAL MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 07, 2020 · Amount on Record
Deed Sale	Apr 07, 2020 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Book / Page	4579 / 228
Prior Transfer Date	Apr 01, 2016
Prior Transfer Doc	0038720036
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	2487 APPLETON RD, ELKTON, MD 21921-2184
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2487 APPLETON RD, ELKTON, MD 21921-2184

Mortgage

Document Number	0051470306
Date	Apr 14, 2022
Book Page	5147/306

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 01, 2050

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 07, 2020
Property Address	2487 APPLETON RD, ELKTON, MD 21921-2184
Document Number	0045790228
Book / Page	4579 / 228
Map Reference	LB RRC 1 FO 99
Instrument Date	Mar 31, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	2487 APPLETON RD, ELKTON, MD 21921-2184

Mortgage

Document Number	0004579233
Date	Apr 07, 2020
Instrument	4579/233

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,567 (+4.38%)	$326,900 (+13.15%) Land $86,500 Building $240,400
2025	$3,191.00 (+85.2%)	$288,900 (+33.28%) Land $86,500 Building $202,400	$288,900 (-) Land $86,500 Building $202,400
2023	$1,723.00	$216,767	$288,900 Land $86,500 Building $202,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 33 locations within half a mile of this property.

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