2465 Appleton Rd, Elkton, MD 21921 Property Records

Cecil County property record for 2465 Appleton Rd, Elkton, MD 21921

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,046 sqft · built 1966
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on File
Last Sale	$351,000 (Feb 2022)
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-019008`

Property Details

APN / Parcel Number

Primary APN	`04-019008`
Alternative APNs	`4019008` `019008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,046 sqft Total Area
Basement Area	480 sqft
Finished Basement	480 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,998 sqft (0.505 acres)
Garage Type	Attached
Garage Area	341 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	172 sqft
Deck Area	357 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	019008
Street Address	2465 APPLETON RD
City	ELKTON
State	MD
Zip	21921-2184
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LOT 5 - .505 ACRE 2465 APPLETON ROAD N OF APPLETON
Legal Subdivision	GILBERT CARL H LAND
Legal Lot Number	5
Jurisdiction	CECIL MD
Township / Civil Division	4, FAIR HILL
Census Block Group	2
Census Block	2005
Census Tract	30601

Owner

Source: Cecil County records · APN 04-019008

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2465 APPLETON RD, ELKTON, MD 21921-2184
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 20, 2020	Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG
Mar 29, 2019	Grant Deed, Transfer · FHA Mortgage NATIONS LNDG
Dec 13, 2017	Deed in Lieu of Foreclosure, Foreclosure FREESTATE TITLE CNSLTS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 11, 2022 · Amount on Record
Deed Sale	Feb 11, 2022 · Amount on Record
Prior Sale	Mar 29, 2019 · Amount on Record
Deed Book / Page	5103 / 464
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 11, 2022
Property Address	2465 APPLETON RD, ELKTON, MD 21921-2184
Document Number	0051030464
Book / Page	5103 / 464
Map Reference	MB RRC 1 FO 99
Instrument Date	Feb 04, 2022
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	KIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2465 APPLETON RD, ELKTON, MD 21921-2184

Mortgage

Document Number	0005103469
Date	Feb 11, 2022
Instrument	5103/469

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	2465 APPLETON RD, ELKTON, MD 21921-2184
Document Number	0045740307
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2465 APPLETON RD ELKTON MD 219212184, ELKTON, MD 21921-2184

Mortgage

Document Number	0045740307
Date	Mar 30, 2020
Book Page	004574/000307

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Mar 29, 2019
Property Address	2465 APPLETON RD, ELKTON, MD 21921-2184
Document Number	0043770229
Book / Page	004377 / 000229
Instrument Date	Mar 19, 2019
Transaction Type	Transfer
Record Updated	Apr 09, 2019
Title Company	KIRSH TITLE SERVICES, KIRSH TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2465 APPLETON RD ELKTON MD 219212184, ELKTON, MD 21921-2184

Mortgage

Document Number	43770235
Date	Mar 29, 2019
Book Page	004377/000235

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2049

December 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CECIL MD
Recording Date	Dec 13, 2017
Property Address	2465 APPLETON RD, ELKTON, MD 21921-2184
Document Number	0041760179
Book / Page	004176 / 000179
Instrument Date	Oct 16, 2017
Transaction Type	Foreclosure
Record Updated	Jan 03, 2018
Title Company	FREESTATE TITLE CNSLTS LLC

Transaction

Amount	Amount Recorded
Tax	$169.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,667 (+28.14%)	$353,000 (+8.95%) Land $75,400 Building $277,600
2025	$3,575.00 (+62.13%)
2023	$2,205.00	$260,400	$324,000 Land $75,400 Building $248,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Talkie Communications Fiber	10,000 / 10,000
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 47 locations within half a mile of this property.

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