24851 Two Rivers Rd, Montgomery, TX 77316 Property Records

Montgomery County property record for 24851 Two Rivers Rd, Montgomery, TX 77316

Property Summary

Property TypeSingle Family Home
Details3,002 sqft
Lot Size1.5 acres (65,340 sqft)
Owner2 Individual Names on File
Tax Bill$2,617 (2025)
Deeds & MortgagesNov 2023 Construction Loan
Nov 2023 Construction Loan
+ 2 more
Flood ZoneZone X (minimal risk)
APN7230-00-02100

Property Details

APN / Parcel Number

Primary APN7230-00-02100
Alternative APN
  • R550579

Interior

Stories1 Story
Building Area3,002 sqft Living Area
1st Floor Area3,002 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialFiber Cement Siding
Roof MaterialComposition Shingle
Lot Area65,340 sqft
View / LotFront
PorchOpen Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address24851 TWO RIVERS RD
CityMONTGOMERY
StateTX
Zip77316-3371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS723000 - MONTGOMERY FARMS 01, BLOCK 1, LOT 21
Legal SubdivisionMONTGOMERY FARMS 01
Legal Block1
Legal Lot Number21
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group2
Census Block2015
Census Tract694603

Owner

24851 Two Rivers Rd, a single family home, is owned by two individuals.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address13705 RISING SUN LN, CONROE, TX 77384-2289
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2023Deed of Trust, Mortgage · Construction Mortgage
CITIZENS NATIONAL BANK
Nov 17, 2023Deed of Trust, Mortgage · Construction Mortgage
CITIZENS NATIONAL BANK
Aug 13, 2024Deed of Trust, Mortgage · Conventional Mortgage
HOMETRUST MORTGAGE CO
Aug 28, 2023Vendor's Lien, Transfer · Conventional Mortgage
FIRST SERVICE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address24851 TWO RIVERS RD, MONTGOMERY, TX 77316-3371
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanySTEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

NameVerified Name
Address13705 RISING SUN LN, CONROE, TX 77384-2289

Mortgage

Document Number0000111066
DateNov 17, 2023
Instrument2023111066
Lender
NameCITIZENS NATIONAL BANK
TypeBank
AddressHENDERSON, TX 75653
Agreement
TypeConstruction Mortgage
AmountAmount on Record

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address24851 TWO RIVERS RD, MONTGOMERY, TX 77316-3371
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanySTEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000111067
DateNov 17, 2023
Instrument2023111067
Lender
NameCITIZENS NATIONAL BANK
TypeBank
AddressHENDERSON, TX 75653
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueNov 17, 2024

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address24851 TWO RIVERS RD, MONTGOMERY, TX 77316-3371
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanySTEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transferred To (Grantee/Buyer)

NameVerified Name
Address13705 RISING SUN LN, CONROE, TX 77384-2289

Mortgage

Document Number0000079966
DateAug 13, 2024
Instrument2024079966
Lender
NameHOMETRUST MORTGAGE CO
TypeMortgage Company
AddressHOUSTON, TX 77056
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2054

August 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateAug 28, 2023
Property Address24851 TWO RIVERS RD, MONTGOMERY, TX 77316-3371
Document Number0000081599
Map ReferenceCAB Z SH 9404
Instrument DateAug 25, 2023
Instrument2023081599
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanySTEWART TITLE, STEWART TTL OF MONTGOMERY CN

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address906 SERENE CT, ERIE, CO 80516-2455

Transferred To (Grantee/Buyer)

NameVerified Name
Address13705 RISING SUN LN, SHENANDOAH, TX 77384-2289

Mortgage

Document Number0000081600
DateAug 28, 2023
Instrument2023081600
Lender
NameFIRST SERVICE CU
TypeCredit Union
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 24851 Two Rivers Rd was $2,617, down 0.3% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMontgomery Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$770,803 (+375.8%) Land $162,000 Building $608,803$770,803 (+375.8%) Land $162,000 Building $608,803
2025$2,617.00 (-0.27%)$162,000 Land $162,000$162,000 Land $162,000
2024$2,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 24851 Two Rivers Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 99 policies
Nearby Flood Policies99 in force
Nearby Flood Claims2 (2016–2017)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2017 · Hurricane Harvey

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 24851 Two Rivers Rd is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOBBIN PLANTERSVILLE WSC 1
serves 4,767 people · EPA ID TX1700178
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber
8,000 / 8,000
Xfinity
Fiber
2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Two Rivers Rd

Nearby Streets

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