Cuyahoga County property record for 24851 Stephen Ave, Euclid, OH 44123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,413 sqft · built 1959 |
| Lot Size | 0.137 acres (5,980 sqft) |
| Owner | Company Name on Record |
| Last Sale | $66,667 (May 2022) |
| Tax Bill | $3,398 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage May 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 643-33-020 |
| Primary APN | 643-33-020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,413 sqft Living Area |
| Gross Area | 2,595 sqft |
| 1st Floor Area | 942 sqft |
| 2nd Floor Area | 471 sqft |
| Basement Area | 942 sqft |
| Finished Basement | 942 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,980 sqft (0.137 acres) |
| Lot Dimensions | 130 ft deep x 46 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 240 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 24851 STEPHEN AVE |
|---|---|
| City | EUCLID |
| State | OH |
| Zip | 44123-2332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U2 |
| Legal Description | 19-3 LIBERTYAVE 0003 ALL |
| Legal Subdivision | LIBERTY AVE |
| Legal Tract | 19 |
| Legal Lot Number | 3 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | EUCLID |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 152202 |
Source: Cuyahoga County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 7472 PRESLEY AVE, MENTOR, OH 44060-5765 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage VISTA POINT MORTGAGE LLC |
| May 31, 2023 | Deed of Trust, Mortgage · Commercial Mortgage COMMERCIAL LENDER LLC |
| May 17, 2022 | Sheriff's Deed, Foreclosure |
| Jun 19, 2018 | Loan Modification, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| May 31, 2018 | Loan Modification, Mortgage · Line of Credit HUNTINGTON NAT'L BK/COLUMBUS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2022 · Amount on Record |
| Deed Sale | May 17, 2022 · Amount on Record |
| Prior Sale | Apr 17, 1992 |
| Deed Document Number | 2022302 |
| Prior Transfer Date | May 10, 2022 |
| Prior Transfer Doc | 0000000302 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 24851 STEPHEN AVE, EUCLID, OH 44123-2332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | NATION TITLE, NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 10640 BAYSHIRE TRL, KIRTLAND, OH 44094-6828 |
| Document Number | 0000000236 |
|---|---|
| Date | Feb 3, 2026 |
| Instrument | 202602030236 |
| Name | VISTA POINT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 24851 STEPHEN AVE, EUCLID, OH 44123-2332 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2023 |
| Title Company | CARROLL REAL ESTATE TITLE, ALL REAL ESTATE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2751 ANTIOCH RD, PERRY, OH 44081-9784 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000246 |
|---|---|
| Date | May 31, 2023 |
| Instrument | 202305310246 |
| Name | COMMERCIAL LENDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VERNON ROCKVILLE, CT 06066 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 17, 2022 |
| Property Address | 24851 STEPHEN AVE, EUCLID, OH 44123-2332 |
| Document Number | 0000000302 |
| Map Reference | VOL 166 PG 36 |
| Instrument Date | May 10, 2022 |
| Instrument | 202205170302 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 7, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7472 PRESLEY AVE, MENTOR, OH 44060-5765 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 24851 STEPHEN AVE, EUCLID, OH 44123-2332 |
| Document Number | 0007100350 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 24851 STEPHEN AVE EUCLID OH 441232332, EUCLID, OH 44123-2332 |
| Document Number | 0007100350 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 7100350 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43278 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 9, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 24851 STEPHEN AVE, EUCLID, OH 44123-2332 |
| Document Number | 0008080188 |
| Instrument Date | May 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 24851 STEPHEN AVE EUCLID OH 441232332, EUCLID, OH 44123-2332 |
| Document Number | 0008080188 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 8080188 |
| Name | HUNTINGTON NAT'L BK/COLUMBUS |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 7, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Euclid City |
| Unified School District | Euclid City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,398.00 (+2.35%) | $50,225 (-0.01%) Land $8,575 Building $41,650 | $143,500 (-) Land $24,500 Building $119,000 |
| 2024 | $3,320.00 (+23.93%) | $50,230 (+65.89%) Land $8,580 Building $41,650 | $143,500 (+65.9%) Land $24,500 Building $119,000 |
| 2023 | $2,679.00 (+4.16%) | $30,280 (-) Land $6,510 Building $23,770 | |
| 2022 | $2,572.00 Homeowner's exemption | $30,280 Land $6,510 Building $23,770 | |
| 2021 | $86,500 Land $18,600 Building $67,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 711 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| PCs for People Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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