24831 Stephen Ave, Euclid, OH 44123 Property Records

Cuyahoga County property record for 24831 Stephen Ave, Euclid, OH 44123 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,367 sqft · built 1960
Lot Size	0.137 acres (5,980 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (Jul 2026)
Tax Bill	$2,929 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-33-022`

Property Details

APN / Parcel Number

Primary APN	`643-33-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,367 sqft Living Area
Gross Area	2,278 sqft
1st Floor Area	911 sqft
2nd Floor Area	456 sqft
Basement Area	911 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,980 sqft (0.137 acres)
Lot Dimensions	130 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	24831 STEPHEN AVE
City	EUCLID
State	OH
Zip	44123-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-3 LIBERTY AVE 0005 ALL
Legal Subdivision	LIBERTY AVE
Legal Lot Number	5
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	2
Census Block	2011
Census Tract	152202

Owner

Source: Cuyahoga County records · APN 643-33-022

Assessment roll updated March 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24831 STEPHEN AVE, EUCLID, OH 44123-2332
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Fiduciary Deed, Transfer · FHA Mortgage RUOFF MORTGAGE
Mar 13, 2024	Intrafamily Transfer, Transfer
Jan 10, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2026 · Amount on Record
Deed Sale	Jul 15, 2026 · Amount on Record
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	2026412
Prior Transfer Date	Jan 08, 2020
Prior Transfer Doc	0000000388
Record Updated	Sep 20, 2026

July 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jul 15, 2026
Property Address	24831 STEPHEN AVE, EUCLID, OH 44123-2332
Document Number	0000000412
Instrument Date	Jul 14, 2026
Instrument	2026412
Transaction Type	Transfer
Record Updated	Jul 27, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$76,719.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	24831 STEPHEN AVE, EUCLID, OH 44123-2332

Mortgage

Document Number	0000000413,
Date	Jul 15, 2026
Instrument	202615413

Lender

Name	RUOFF MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 13, 2024
Property Address	24831 STEPHEN AVE, EUCLID, OH 44123-2332
Document Number	0000000388
Map Reference	VOL 166 PG 36
Instrument Date	Jan 18, 2024
Instrument	202403130388
Transaction Type	Transfer
Record Updated	Mar 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 BENMAR DRIVE, MANGILAO, GU 96913

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25296, BARRIGADA, GU 96921-5296

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 10, 2020
Property Address	24831 STEPHEN AVE, EUCLID, OH 44123-2332
Document Number	0001100557
Instrument Date	Jan 08, 2020
Instrument	1100557
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	BLACK TIE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 25296 BARRIGADA GU 969215296, BARRIGADA, GU 96921-5296

Mortgage

Document Number	1100558
Date	Jan 10, 2020
Instrument	1100558

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 09, 2050

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated March 16, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,929.00 (+2.99%)	$43,015 (-0.01%) Land $8,575 Building $34,440	$122,900 (-) Land $24,500 Building $98,400
2024	$2,844.00 (+46.37%)	$43,020 (+99.81%) Land $8,580 Building $34,440	$122,900 (+99.84%) Land $24,500 Building $98,400
2023	$1,943.00 (+2.21%)	$21,530 (-) Land $6,510 Building $15,020
2022	$1,901.00	$21,530 Land $6,510 Building $15,020
2021			$61,500 Land $18,600 Building $42,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351522022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 711 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
PCs for People	Fixed Wireless (licensed-by-rule)	100 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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