2485 Radcliff Cir, Chipley, FL 32428 Property Records

Washington County property record for 2485 Radcliff Cir, Chipley, FL 32428

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,140 sqft · built 2017
Lot Size	5.68 acres (247,420 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jun 2025)
Tax Bill	$1,827 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000031330105`

Property Details

APN / Parcel Number

Primary APN	`000031330105`
Alternative APNs	`00000000-00-3133-0105` `31330105`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,140 sqft Living Area
Gross Area	1,332 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2021
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	247,420 sqft (5.68 acres)
Garage Type	Carport
Garage Area	512 sqft
Carport	Carport
Carport Area	512 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	2485 RADCLIFF CIR
City	CHIPLEY
State	FL
Zip	32428-3624
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	27 1 14, 5.68, ORB 1338 P 204, LOT 69, UNREC PLAT ROLLING PINES,
Legal Range	14W
Legal Township	01S
Legal Section	27
Legal Subdivision	ROLLING PINES UNREC
Legal Block	5
Legal Lot Number	69
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1329
Census Tract	970301

Owner

2485 Radcliff Cir, a mobile home, is owned by two individuals who bought it in June 2025.

Source: Washington County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	268 S KIM AVE, WEWAHITCHKA, FL 32465-6041
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jun 2, 2025	Warranty Deed, Transfer · FHA Mortgage T2 FINANCIAL LLC
Mar 15, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Feb 21, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2025 · Amount on File
Deed Sale	Jun 2, 2025 · Amount on File
Prior Sale	Mar 15, 2022 · Amount on File
Deed Document Number	20253874
Deed Book / Page	1338 / 204
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	2485 RADCLIFF CIR, CHIPLEY, FL 32428-3624
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2626 GREG MALLOY LN, BONIFAY, FL 32425-4267

Mortgage

Document Number	0067005010
Date	Jun 3, 2022
Book Page	1243/735
Instrument	202267005010

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2052

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jun 2, 2025
Property Address	2485 RADCLIFF CIR, CHIPLEY, FL 32428-3624
Document Number	0067003874
Book / Page	1338 / 204
Instrument Date	May 29, 2025
Instrument	202567003874
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5926 HIGHWAY 8, BENTLEY, LA 71407-2986

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	268 S KIM AVE, WEWAHITCHKA, FL 32465-6041

Mortgage

Document Number	0000000006
Date	Jun 2, 2025
Instrument	20-/206

Lender

Name	T2 FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2055

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Mar 15, 2022
Property Address	2485 RADCLIFF CIR, CHIPLEY, FL 32428-3624
Document Number	0067002298
Book / Page	1235 / 431
Instrument Date	Mar 11, 2022
Instrument	202267002298
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	SOUTH OAK TTL PANAMA CITY BE

Transaction

Amount	Amount on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9740 STEEL FIELD RD, PANAMA CITY, FL 32413-9462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2485 RADCLIFF CIR, CHIPLEY, FL 32428-3624

Mortgage

Document Number	0000000433
Date	Mar 15, 2022
Instrument	1235/433

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0067002371
Date	Mar 16, 2022
Book Page	1235/644
Instrument	202267002371

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 21, 2017
Property Address	2485 RADCLIFF CIR, CHIPLEY, FL 32428-3624
Document Number	0067001007
Book / Page	001082 / 000380
Instrument Date	Feb 7, 2017
Instrument	67001007
Transaction Type	Transfer
Record Updated	Jun 20, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2485 RADCLIFF CIR CHIPLEY FL 324283624, CHIPLEY, FL 32428-3624

Tax Assessment & Valuation

The 2025 property tax bill for 2485 Radcliff Cir was $1,827, up 17% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,827.00 (+17.04%)	$149,310 (+18.47%) Land $39,760 Building $109,550	$149,310 (+18.47%) Land $39,760 Building $109,550
2024	$1,561.00 (+14.28%)	$126,033 (+25.94%) Land $39,760 Building $86,273	$126,033 (+25.94%) Land $39,760 Building $86,273
2023	$1,366.00 (+269.19%)	$100,071 (+81.83%) Land $29,536 Building $70,535	$100,071 (+21.83%) Land $29,536 Building $70,535
2022	$370.00 Homeowner's exemption	$55,034	$82,143 Land $18,176 Building $63,967

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2485 Radcliff Cir in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2485 Radcliff Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Radcliff Cir

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