2460 Radcliff Cir, Chipley, FL 32428 Property Records

Washington County property record for 2460 Radcliff Cir, Chipley, FL 32428

Property Summary

Property Type	Residential
Details	2 bd · 1 ba · 924 sqft · built 1985
Lot Size	5.05 acres (220,414 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Nov 2025)
Tax Bill	$566 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2023 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000031330083`

Property Details

APN / Parcel Number

Primary APN	`000031330083`
Alternative APN	`31330083`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	924 sqft Living Area

Exterior

Year Built	Built 1985
Architectural Style	Modular
Exterior Material	Metal
Roof Material	Metal
Lot Area	220,414 sqft (5.05 acres)
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000031330083
Street Address	2460 RADCLIFF CIR
City	CHIPLEY
State	FL
Zip	32428-3623
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	27 1 14 5.06 ORB 1282 P 633 LOT 104 UNREC PLAT ROLLING PINES
Legal Range	14W
Legal Township	01N
Legal Section	27
Legal Subdivision	ROLLING PINES
Legal Block	3133
Legal Lot Number	104
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1330
Census Tract	970301

Owner

Source: Washington County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2460 RADCLIFF CIR, CHIPLEY, FL 32428-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Warranty Deed, Transfer · Conventional Mortgage 21ST MORTGAGE CORP
Sep 12, 2023	Warranty Deed, Transfer · Line of Credit PEOPLESSOUTH BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2025 · Amount on Record
Deed Sale	Nov 17, 2025 · Amount on Record
Prior Sale	Sep 12, 2023 · Amount on Record
Deed Document Number	202567008301
Deed Book / Page	1354 / 152
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 17, 2025
Property Address	2460 RADCLIFF CIR, CHIPLEY, FL 32428-3623
Document Number	0067008301
Book / Page	1354 / 152
Instrument Date	Nov 4, 2025
Instrument	202567008301
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	REALTY TITLE INC

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	107 STILLWELL RD, OPELIKA, AL 36804-0610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2460 RADCLIFF CIR, CHIPLEY, FL 32428-3623

Mortgage

Document Number	0000000154
Date	Nov 17, 2025
Instrument	1354/154

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 15, 2050

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Sep 12, 2023
Property Address	2460 RADCLIFF CIR, CHIPLEY, FL 32428-3623
Document Number	0067006362
Book / Page	1282 / 633
Instrument Date	Sep 11, 2023
Instrument	202367006362
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	CLEAR TITLE AND ESCROW LLC, CLEAR TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13934 ASHTON WAY, PANAMA CITY, FL 32409-3547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6440 GARDENIA ST, PANAMA CITY, FL 32404-5161

Mortgage

Document Number	0000000635
Date	Sep 12, 2023
Instrument	1282/635

Lender

Name	PEOPLESSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 26, 2026

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$566.00	$40,920 (-2.78%) Land $35,420 Building $5,500	$40,920 (-2.78%) Land $35,420 Building $5,500
2024	$566.00 (+47.78%)	$42,092 (+27.61%) Land $35,420 Building $6,672	$42,092 (+27.61%) Land $35,420 Building $6,672
2023	$383.00 (+21.97%)	$32,984 (+44.26%) Land $26,312 Building $6,672	$32,984 (+44.26%) Land $26,312 Building $6,672
2022	$314.00	$22,864 Land $16,192 Building $6,672	$22,864 Land $16,192 Building $6,672

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Radcliff Cir

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