2485 Kerry Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2485 Kerry Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,307 sqft · built 1993
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$734,000 (Mar 2019)
Tax Bill	$8,919 (2025)
Deeds & Mortgages	May 2019 Mortgage Mar 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023-362-025`

Property Details

APN / Parcel Number

Primary APN	`023-362-025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,307 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Construction Type	Wood
Lot Area	6,098 sqft (0.14 acres)
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2485 KERRY AVE
City	CAMBRIA
State	CA
Zip	93428-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 4 BL 74 LT 34 TO 37
Legal Subdivision	CAMBRIA PINES MANOR
Legal Block	74
Legal Lot Number	34
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3036
Census Tract	10403

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	540 E BETTERAVIA RD, D, SANTA MARIA, CA 93454-8808
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG
Mar 15, 2019	Grant Deed, Subdivision Related Transfer PLACER TITLE COMPANY, PLACER TITLE CO.
Jan 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage CAS TRUST (PT)
Jan 18, 2019	Grant Deed, Transfer · Line of Credit LENDINGHOME FUNDING CORP
Nov 21, 2018	Trustee's Deed, Foreclosure TITLE 365

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2019 · Amount on Record
Deed Sale	Mar 15, 2019 · Amount on Record
Prior Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	20198971
Prior Transfer Date	Nov 15, 2018
Prior Transfer Doc	0000048412
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2485 KERRY AVE, CAMBRIA, CA 93428-4907
Document Number	0000017920
Instrument Date	May 2, 2019
Transaction Type	Mortgage
Record Updated	May 28, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2485 KERRY AVE CAMBRIA CA 934284907, CAMBRIA, CA 93428-4907

Mortgage

Document Number	0000017920
Date	May 15, 2019
Instrument	17920

Lender

Name	JG WENTWORTH HM LNDG
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 14, 2034

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 15, 2019
Property Address	2485 KERRY AVE, CAMBRIA, CA 93428-4907
Document Number	0000008971
Instrument Date	Mar 1, 2019
Instrument	8971
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 29, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Tax	$807.40
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	540 E BETTERAVIA RD #123 SANTA MARIA CA 934548808, 123, SANTA MARIA, CA 93454-8808

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2485 KERRY AVE, CAMBRIA, CA 93428-4907
Document Number	0000003083
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3047 CORDREY DR ESCONDIDO CA 920295113, ESCONDIDO, CA 92029-5113

Mortgage

Document Number	0000003083
Date	Jan 28, 2019
Instrument	3083

Lender

Name	CAS TRUST (PT)
Address	3465 CATALINA DR, CARLSBAD, CA 92010-2856

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 18, 2019
Property Address	2485 KERRY AVE, CAMBRIA, CA 93428-4907
Document Number	0000002064
Map Reference	MB 5 PG 13
Instrument Date	Jan 8, 2019
Instrument	2019002064
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3047 CORDREY DR, ESCONDIDO, CA 92029-5113

Mortgage

Document Number	0000002065
Date	Jan 18, 2019
Instrument	2019002065

Lender

Name	LENDINGHOME FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 21, 2018
Property Address	2485 KERRY AVE, CAMBRIA, CA 93428-4907
Document Number	0000048412
Instrument Date	Nov 14, 2018
Instrument	48412
Transaction Type	Foreclosure
Record Updated	Dec 5, 2018
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Tax	$718.86
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2485 KERRY AVE CAMBRIA CA 934284907, CAMBRIA, CA 93428-4907

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$829,246 (+2%) Land $341,347 Building $487,899
2025	$8,919.00 (+4.06%)	$812,987 (+4.04%) Land $334,654 Building $478,333
2023	$8,571.00 (+2%)	$781,419 Land $321,660 Building $459,759
2022	$8,403.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Ranch Wifi.

Cell Coverage

4G LTE only, no 5G reported

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