2403 Kerry Ave, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 2403 Kerry Ave, Cambria, CA 93428

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 702 sqft · built 1958
Lot Size	0.11 acres (4,792 sqft)
Owner	Company Name on File
Last Sale	$137,500 (Dec 2011)
Tax Bill	$4,443 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-362-020`

Property Details

APN / Parcel Number

Primary APN	`023-362-020`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	702 sqft Living Area
1st Floor Area	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2403 KERRY AVE
City	CAMBRIA
State	CA
Zip	93428-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CAM PINES M U 4 BL 74 LT 20 TO 22
Legal Subdivision	CAMBRIA PINES MANOR
Legal Block	74
Legal Lot Number	20
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3036
Census Tract	10403

Owner

2403 Kerry Ave is owned by a company that acquired it in October 2020.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2528 CARRIAGE DR, LODI, CA 95242-4784
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Intrafamily Transfer, Transfer AMROCK LLC
May 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2011 · Amount on File
Deed Sale	Dec 14, 2011 · Amount on File
Prior Sale	Sep 29, 2004 · Amount on File
Deed Document Number	201163279
Last Transfer Date	Oct 5, 2020
Transfer Doc	0000032934
Record Updated	Oct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 3, 2021
Property Address	2403 KERRY AVE, CAMBRIA, CA 93428-4907
Document Number	0000032936
Map Reference	MB 5 PG 13
Instrument Date	Oct 5, 2020
Instrument	2021032936
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2403 KERRY AVE, CAMBRIA, CA 93428-4907

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 3, 2021
Property Address	2403 KERRY AVE, CAMBRIA, CA 93428-4907
Document Number	0000032934
Map Reference	MB 5 PG 13
Instrument Date	Oct 5, 2020
Instrument	2021032934
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2403 KERRY AVE, CAMBRIA, CA 93428-4907

Mortgage

Document Number	0000032935
Date	May 3, 2021
Instrument	2021032935

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	234 Months
Due	Nov 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 2403 Kerry Ave was $4,443.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Coast Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$396,163 (+2%) Land $290,146 Building $106,017
2025	$4,443.00	$388,396 Land $284,457 Building $103,939
2023	$4,265.00 (+2.01%)	$373,315 Land $273,412 Building $99,903
2022	$4,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2403 Kerry Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2403 Kerry Ave is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAMBRIA COMM SERVICES DIST serves 6,038 people · EPA ID CA4010014
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Astound Broadband, Ranch Wifi.

Cell Coverage

4G LTE only, no 5G reported

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