Bay County property record for 2485 Jose Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,178 sqft · built 1960 |
| Lot Size | 3.5 acres (152,460 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,242 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-025-100-020-00 |
| Primary APN | 080-025-100-020-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,178 sqft Living Area |
| 1st Floor Area | 1,178 sqft |
| Basement Area | 1,178 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 152,460 sqft (3.5 acres) |
| Lot Width | 200 ft Width |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2485 JOSE RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PT OF SW 1/4 OF NW 1/4 LYG W OF W LI OF MCRR. SEC 25 T15N R4E |
| Legal Range | 04E |
| Legal Township | 15N |
| Legal Section | 25 |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 286102 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2485 JOSE RD, KAWKAWLIN, MI 48631-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 1986 |
| Deed Sale | Feb 26, 1986 |
| Deed Book / Page | 1009 / 724 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | 2485 JOSE RD, KAWKAWLIN, MI 48631-9443 |
| Document Number | 0000014934 |
| Instrument Date | Oct 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2485 JOSE RD KAWKAWLIN MI 486319443, KAWKAWLIN, MI 48631-9443 |
| Document Number | 0000014934 |
|---|---|
| Date | Nov 4, 2019 |
| Instrument | 14934 |
| Name | INDEPENDENT BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 3, 2029 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,242.00 (+12.09%) Homeowner's exemption | $84,900 (+29.42%) | $169,800 (+29.42%) |
| 2023 | $65,600 | $131,200 | |
| 2022 | $1,108.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (2017–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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