Bay County property record for 2473 Jose Rd, Kawkawlin, MI 48631
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,592 sqft · built 2018 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,266 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage Jan 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-026-200-185-02 |
| Primary APN | 080-026-200-185-02 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,592 sqft Living Area |
| 1st Floor Area | 1,592 sqft |
| Basement Area | 1,592 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2473 JOSE RD |
|---|---|
| City | KAWKAWLIN |
| State | MI |
| Zip | 48631-9443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG ON E-W 1/4 LN W 181 FT FROM E 1/4 COR SEC 26, TH CONT W 208 FT, TH PLL W/ E SEC LN N01?45'39"E 420 FT, TH E 208 FT, TH |
| Jurisdiction | BAY MI |
| Township / Civil Division | KAWKAWLIN |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 286102 |
Source: Bay County records, as of May 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2473 JOSE RD, KAWKAWLIN, MI 48631-9443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREENSTONE FARM CREDIT SVC(S) |
| Jan 1, 2019 | Loan Modification, Mortgage · Conventional Mortgage CHEMICAL BK |
| Jun 18, 2018 | Deed of Trust, Mortgage CHEMICAL BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Aug 9, 2024 |
| Transfer Doc | 0000009346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | JOSE RD, KAWKAWLIN, MI 48631 |
| Document Number | 0000008536 |
| Instrument Date | Jun 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2473 JOSE RD KAWKAWLIN MI 486319443, KAWKAWLIN, MI 48631-9443 |
| Document Number | 0000008536 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 8536 |
| Name | GREENSTONE FARM CREDIT SVC(S) |
|---|---|
| Address | EAST LANSING, MI 48823 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 28, 2030 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | JOSE RD, KAWKAWLIN, MI 48631 |
| Document Number | 0000007916 |
| Instrument Date | Jan 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2473 JOSE RD KAWKAWLIN MI 486319443, KAWKAWLIN, MI 48631-9443 |
| Document Number | 0000007916 |
|---|---|
| Date | Jun 3, 2019 |
| Instrument | 7916 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 2, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY MI |
| Property Address | JOSE RD, KAWKAWLIN, MI 48631 |
| Document Number | 0000008715 |
| Instrument Date | Jun 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1367 N GARFIELD RD LINWOOD MI 486349759, LINWOOD, MI 48634-9759 |
| Document Number | 0000008715 |
|---|---|
| Date | Jun 20, 2018 |
| Instrument | 8715 |
| Name | CHEMICAL BK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jun 19, 2033 |
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Kawkawlin Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,266.00 (+62.33%) Homeowner's exemption | $157,500 (-1.99%) | $315,000 (-1.99%) |
| 2025 | $2,012.00 (-29.97%) Homeowner's exemption | $160,700 (+48.25%) | $321,400 (+48.25%) |
| 2023 | $108,400 | $216,800 | |
| 2022 | $2,873.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (2017–2018) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2018 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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