2485 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2485 Beach St, Oceano, CA 93445

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,070 sqft · built 1994
Lot Size	0.021 acres (958 sqft)
Owner	Individual Name on File
Last Sale	$259,000 (Nov 2015)
Tax Bill	$3,605 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-131-037`

Property Details

APN / Parcel Number

Primary APN	`062-131-037`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,070 sqft Living Area

Exterior

Year Built	Built 1994
Construction Type	Wood
Lot Area	958 sqft (0.021 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Street Address	2485 BEACH ST
City	OCEANO
State	CA
Zip	93445-8500
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF
Legal Description	TR 1920 LT 13
Legal Subdivision	TRACT 1920
Legal Tract	1920
Legal Lot Number	13
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2022
Census Tract	12202

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2485 BEACH ST, OCEANO, CA 93445-8500
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Jan 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2015 · Amount on Record
Deed Sale	Nov 10, 2015 · Amount on Record
Prior Sale	Jun 4, 1999 · Amount on Record
Deed Document Number	2015057579
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2485 BEACH ST, OCEANO, CA 93445-8500
Transaction Type	Mortgage
Record Updated	Jan 28, 2022
Title Company	TITLE 365- NLSE, TITLE 365 NLSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2485 BEACH ST, OCEANO, CA 93445-8500

Mortgage

Document Number	0000002999
Date	Jan 20, 2022
Instrument	2022002999

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2485 BEACH ST, OCEANO, CA 93445-8500
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE SANTA A

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000751
Date	Jan 7, 2020
Instrument	2020000751

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,605.00 (+4.74%)	$306,596 (+4.04%) Land $130,214 Building $176,382
2023	$3,442.00 (+1.38%)	$294,692 Land $125,158 Building $169,534
2022	$3,395.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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