24846 N Teddy Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 24846 N Teddy Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,715 sqft · built 2020
Lot Size	4.85 acres (211,571 sqft)
Owner	Individual Name on File
Tax Bill	$3,445 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`0K0300010040`

Property Details

APN / Parcel Number

Primary APN	`0K0300010040`
Alternative APN	`310121`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,715 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Frame
Foundation Type	Concrete
Lot Area	211,571 sqft (4.85 acres)
Garage Type	Attached
Garage Area	1,674 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	310121
Street Address	24846 N TEDDY LOOP
City	RATHDRUM
State	ID
Zip	83858-8883
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELKHORN RANCH ESTATES 3RD ADD CDS, LT 4 BLOCK 1 0352N04W
Legal Subdivision	ELKHORN RANCH ESTATES
Legal Block	1
Legal Lot Number	4
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2016
Census Tract	101

Owner

Source: Kootenai County records · APN 0K0300010040

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	24846 N TEDDY LOOP, RATHDRUM, ID 83858-8883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST BANK
Nov 05, 2019	Intrafamily Transfer, Transfer · Construction Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2025
Deed Sale	Jul 29, 2025
Prior Sale	Nov 05, 2019
Deed Document Number	3010047000
Prior Transfer Date	Jul 22, 2025
Prior Transfer Doc	3010047000
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	24846 N TEDDY LOOP, RATHDRUM, ID 83858-8883
Transaction Type	Mortgage
Record Updated	May 09, 2023
Title Company	PIONEER LAND TITLE, PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2794445000
Date	Nov 25, 2020
Instrument	2794445000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Nov 05, 2019
Property Address	24846 N TEDDY LOOP, RATHDRUM, ID 83858-8883
Document Number	2721236000
Map Reference	MB K PG 30
Instrument Date	Nov 01, 2019
Instrument	2721236000
Transaction Type	Transfer
Record Updated	May 09, 2023
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI CNTY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 W PRESCOTT AVE, VISALIA, CA 93291-9394

Mortgage

Document Number	2721237000
Date	Nov 05, 2019
Instrument	2721237000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Type Change Date	Dec 01, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.12%
Index	1-Year LIBOR
Margin	3
Max Rate	9.12%

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,445.00 (-5.8%) Homeowner's exemption	$1,197,730 (+1.24%) Land $433,800 Building $763,930	$1,197,730 (+1.24%) Land $433,800 Building $763,930
2024	$3,657.00 (+3.86%)
2023	$3,521.00 (-16.72%) Homeowner's exemption	$1,183,032 (+0.23%) Land $447,992 Building $735,040	$1,183,032 (+0.23%) Land $447,992 Building $735,040
2022	$4,228.00 Homeowner's exemption	$1,180,336 Land $445,296 Building $735,040	$1,180,336 Land $445,296 Building $735,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 15, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 62% of the US · lower than 80% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Newmax Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 31 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

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