24825 N Teddy Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 24825 N Teddy Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,229 sqft · built 2017
Lot Size	3.4 acres (148,452 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,647 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0K0300040050`

Property Details

APN / Parcel Number

Primary APN	`0K0300040050`
Alternative APN	`310140`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	3,229 sqft Living Area
1st Floor Area	3,229 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Frame
Lot Area	148,452 sqft (3.4 acres)
Garage Type	Attached
Garage Area	2,602 sqft
Parking Spaces	9 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	310140
Street Address	24825 N TEDDY LOOP
City	RATHDRUM
State	ID
Zip	83858-8883
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	ELKHORN RANCH ESTATES 3RD ADD CDS, LT 5 BLOCK 4 0352N04W
Legal Range	04W
Legal Township	52N
Legal Section	03
Legal Subdivision	ELKHORN RANCH ESTATES
Legal Block	4
Legal Lot Number	5
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2017
Census Tract	101

Owner

Source: Kootenai County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	24825 N TEDDY LOOP, RATHDRUM, ID 83858-8883
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU
Sep 19, 2022	Warranty Deed, Transfer ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O
Jun 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2022
Deed Sale	Sep 19, 2022
Prior Sale	May 27, 2014
Deed Document Number	20222915739
Prior Transfer Date	May 23, 2014
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	24825 N TEDDY LOOP, RATHDRUM, ID 83858-8883
Transaction Type	Mortgage
Record Updated	Oct 14, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24825 N TEDDY LOOP, RATHDRUM, ID 83858-8883

Mortgage

Document Number	3018184000
Date	Sep 30, 2025
Instrument	3018184000

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	24825 N TEDDY LOOP, RATHDRUM, ID 83858-8883
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2874948000
Date	Dec 3, 2021
Instrument	2874948000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 2, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	24825 N TEDDY LOOP, RATHDRUM, ID 83858-8883
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	KOOTENAI COUNTY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2600261000
Date	Jun 27, 2017
Instrument	2600261000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Apr 1, 2048

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 19, 2022
Property Address	24825 N TEDDY LOOP, RATHDRUM, ID 83858-8883
Document Number	2915739000
Map Reference	MB K PG 30
Instrument Date	Sep 13, 2022
Instrument	2915739000
Transaction Type	Transfer
Record Updated	Oct 6, 2022
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	24825 N TEDDY LOOP, RATHDRUM, ID 83858-8883

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	24825 N TEDDY LOOP, RATHDRUM, ID 83858-8883
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	KOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2600261000
Date	Jun 27, 2017
Instrument	2600261000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,647.00 (+11.53%) Homeowner's exemption	$1,250,346 (-0.9%) Land $396,306 Building $854,040	$1,250,346 (-0.9%) Land $396,306 Building $854,040
2024	$3,270.00 (-12.8%)
2023	$3,750.00 (-15.69%) Homeowner's exemption	$1,261,762 (+1.14%) Land $421,192 Building $840,570	$1,261,762 (+1.14%) Land $421,192 Building $840,570
2022	$4,448.00 Homeowner's exemption	$1,247,520 Land $420,690 Building $826,830	$1,247,520 Land $420,690 Building $826,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 83% of Idaho
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intermax Networks Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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