2482 Raptor Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 2482 Raptor Rd, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,350 sqft · built 2016
Lot Size	0.209 acres (9,104 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2017)
Tax Bill	$5,516 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-05-26-014176-014-15`

Property Details

APN / Parcel Number

Primary APN	`09-05-26-014176-014-15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,350 sqft Living Area
Gross Area	2,764 sqft
1st Floor Area	1,266 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,104 sqft (0.209 acres)
Garage Type	Attached
Garage Area	414 sqft
Porch	Finished/Open Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2482 RAPTOR RD
City	FLEMING ISLAND
State	FL
Zip	32003-4522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 EAGLE CREST UNIT TWO ATEAGLE HARBOR AS REC OR 4325 PG 1630
Legal Range	26E
Legal Township	05S
Legal Section	09
Legal Subdivision	EAGLE CREST UNIT TWO ATEAGLE HARBOR
Legal Lot Number	15
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	3
Census Block	3025
Census Tract	30701

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2482 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 6, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
May 11, 2017	Special Warranty Deed, Transfer · Commercial Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2017 · Amount on Record
Deed Sale	May 11, 2017 · Amount on Record
Prior Sale	May 1, 2016
Deed Document Number	201724041
Deed Book / Page	3972 / 665
Prior Transfer Date	Jun 3, 2016
Prior Transfer Doc	0000027271
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2482 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2482 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	0049871580
Date	Nov 13, 2025
Book Page	4987/1580
Instrument	2025053721

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2482 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Transaction Type	Mortgage
Record Updated	Dec 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2482 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	0047752005
Date	Nov 27, 2023
Book Page	4775/2005
Instrument	2023057977

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jul 6, 2020
Property Address	2482 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0043251630
Book / Page	004325 / 001630
Instrument Date	Jun 15, 2020
Instrument	33134
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	CLA TITLE AND ESCROW, CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2482 RAPTOR RD FLEMING ISLAND FL 320034522, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	43251632
Date	Jul 6, 2020
Book Page	004325/001632
Instrument	33135

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY FL
Recording Date	May 11, 2017
Property Address	2482 RAPTOR RD, FLEMING ISLAND, FL 32003-4522
Document Number	0039720665
Book / Page	3972 / 0665
Instrument Date	May 9, 2017
Instrument	2017024041
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2482 RAPTOR RD, FLEMING ISLAND, FL 32003-4522

Mortgage

Document Number	2017024042
Date	May 11, 2017
Instrument	2017024042

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,516.00 (+1.68%) Homeowner's exemption	$401,798 (+0.37%) Land $65,000 Building $336,798	$401,798 (+0.37%) Land $65,000 Building $336,798
2024	$5,425.00 (-30.67%)
2023	$7,825.00 (+15.04%)	$400,314 (+29.85%) Land $65,000 Building $335,314	$400,314 (+29.85%) Land $65,000 Building $335,314
2022	$6,802.00	$308,285 Land $50,000 Building $258,285	$308,285 Land $50,000 Building $258,285

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	47 (1992–2022)
Claims Outside the SFHA	24 of 47
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 25 claims Tropical Storm Debby, Jul 2012 · 2 claims Hurricane Frances, Sep 2004 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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