San Luis Obispo County property record for 2481 Wilmar Ave, Oceano, CA 93445
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,286 sqft · built 1980 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Jun 2023) |
| Tax Bill | $7,276 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-031-004 |
| Primary APN | 062-031-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,286 sqft Living Area |
| 1st Floor Area | 1,286 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 2481 WILMAR AVE |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN OCEANO TR 746 LT 1 |
| Legal Subdivision | TRACT NO. 746 |
| Legal Tract | 746 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 11904 |
2481 Wilmar Ave is owned and occupied by two individuals who bought it in June 2023.
Source: San Luis Obispo County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2481 WILMAR AVE, OCEANO, CA 93445-9136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2023 | Grant Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Nov 2, 2017 | Affidavit of Death of Joint Tenant, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2023 · Amount on File |
| Deed Sale | Jun 13, 2023 · Amount on File |
| Deed Document Number | 202316525 |
| Prior Transfer Date | Jul 27, 2005 |
| Prior Transfer Doc | 0000064741 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 13, 2023 |
| Property Address | 2481 WILMAR AVE, OCEANO, CA 93445-9136 |
| Document Number | 0000016525 |
| Map Reference | MB 10 PG 18 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023016525 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2481 WILMAR AVE, OCEANO, CA 93445-9136 |
| Document Number | 0000016526 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023016526 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Document Number | 0000016527 |
|---|---|
| Date | Jun 13, 2023 |
| Instrument | 2023016527 |
| Name | GOLDEN STATE FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | SACRAMENTO, CA 95814 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2038 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 2, 2017 |
| Property Address | 2481 WILMAR AVE, OCEANO, CA 93445-9136 |
| Document Number | 0000050319 |
| Map Reference | MB10 PG18 |
| Instrument Date | Oct 25, 2017 |
| Instrument | 2017050319 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | TITLE SOURCE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 524 LE POINT ST, ARROYO GRANDE, CA 93420-2828 |
| Document Number | 0000050320 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 2017050320 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 2481 Wilmar Ave was $7,276.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $663,254 (+2%) Land $451,013 Building $212,241 | |
| 2025 | $7,276.00 | $650,250 Land $442,170 Building $208,080 |
| 2023 | $3,166.00 (+1.41%) | $268,677 Land $147,342 Building $121,335 |
| 2022 | $3,122.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2481 Wilmar Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2481 Wilmar Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 887 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, Verizon.
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