2481 W Main St, El Centro, CA 92243 Property Records

Imperial County property record for 2481 W Main St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,505 sqft · built 1990
Lot Size	0.146 acres (6,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,000 (Sep 2021)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`052-782-022-000`

Property Details

APN / Parcel Number

Primary APN	`052-782-022-000`
Alternative APNs	`0527822201` `05278222`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,505 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	6,354 sqft (0.146 acres)
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2481 W MAIN ST
City	EL CENTRO
State	CA
Zip	92243-3589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 33 SANDALWOOD PARK NORTH UNIT NO 13 CITY OF EL CENTRO
Legal Subdivision	SANDALWOOD PARK NORTH
Legal Block	2
Legal Lot Number	33
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2002
Census Tract	11801

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2481 W MAIN ST, EL CENTRO, CA 92243-3589
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Grant Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Mar 14, 2017	Grant Deed, Transfer · FHA Mortgage BENCHMARK MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Prior Sale	Mar 14, 2017 · Amount on Record
Deed Document Number	202125072
Record Updated	Sep 20, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 30, 2021
Property Address	2481 W MAIN ST, EL CENTRO, CA 92243-3589
Document Number	0000025072
Map Reference	MB 15 PG 24
Instrument Date	Sep 15, 2021
Instrument	2021025072
Transaction Type	Transfer
Record Updated	Oct 21, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2481 W MAIN ST, EL CENTRO, CA 92243-3589

Mortgage

Document Number	0000025073
Date	Sep 30, 2021
Instrument	2021025073

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Mar 14, 2017
Property Address	2481 W MAIN ST, EL CENTRO, CA 92243-3589
Document Number	0000005722
Map Reference	MB15 PG24
Instrument Date	Feb 17, 2017
Instrument	2017005722
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2481 W MAIN ST, EL CENTRO, CA 92243-3589

Mortgage

Document Number	0000005723
Date	Mar 14, 2017
Instrument	2017005723

Lender

Name	BENCHMARK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$353,953 (+6.12%) Land $54,121 Building $299,832
2025	$4,027.00 (+2.81%)
2023	$3,917.00 (+7.05%)	$333,540 Land $51,000 Building $282,540
2022	$3,659.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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