2451 W Main St, El Centro, CA 92243 Property Records

Imperial County property record for 2451 W Main St, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,692 sqft · built 1990
Lot Size	0.145 acres (6,334 sqft)
Owner	Individual Name on Record
Tax Bill	$2,253 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`052-782-019-000`

Property Details

APN / Parcel Number

Primary APN	`052-782-019-000`
Alternative APNs	`0527821901` `05278219`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,692 sqft Living Area
1st Floor Area	1,692 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Wood
Lot Area	6,334 sqft (0.145 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	2451 W MAIN ST
City	EL CENTRO
State	CA
Zip	92243-3589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 30 SANDALWOOD PARK NORTH UNIT NO 13 CITY OF EL CENTRO
Legal Subdivision	SANDALWOOD PARK NORTH 13
Legal Block	2
Legal Lot Number	30
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	2
Census Block	2002
Census Tract	11801

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2451 W MAIN ST, EL CENTRO, CA 92243-3589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 15, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Jun 29, 2018	Deed of Trust, Mortgage · FHA Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2015
Deed Sale	Dec 31, 2015
Prior Sale	Apr 19, 2013 · Amount on Record
Deed Document Number	201526830
Prior Transfer Date	Dec 24, 2015
Prior Transfer Doc	0000026830
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2451 W MAIN ST, EL CENTRO, CA 92243-3589
Transaction Type	Mortgage
Record Updated	Jul 20, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 W MAIN ST, EL CENTRO, CA 92243-3589

Mortgage

Document Number	0000012752
Date	Jun 2, 2021
Instrument	2021012752

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Jan 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2451 W MAIN ST, EL CENTRO, CA 92243-3589
Document Number	0000024239
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	AMROCK TITLE COMPANY, AMROCK TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 W MAIN ST EL CENTRO CA 922433589, EL CENTRO, CA 92243-3589

Mortgage

Document Number	0000024239
Date	Nov 26, 2019
Instrument	24239

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	2451 W MAIN ST, EL CENTRO, CA 92243-3589
Document Number	0000011937
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 31, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2451 W MAIN ST EL CENTRO CA 922433589, EL CENTRO, CA 92243-3589

Mortgage

Document Number	0000011937
Date	Jul 6, 2018
Instrument	11937

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$204,139 (+6.12%) Land $42,900 Building $161,239
2025	$2,253.00 (+2.97%)
2023	$2,188.00 (+7.05%) Homeowner's exemption	$192,368 Land $40,427 Building $151,941
2022	$2,044.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

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