2481 Ferguson Rd, Cincinnati, OH 45238 Property Records

Hamilton County property record for 2481 Ferguson Rd, Cincinnati, OH 45238

Property Summary

Property Type	Apartments (5+ Units)
Details	3,912 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (Jul 2016)
Tax Bill	$6,550 (2025)
Deeds & Mortgages	May 2026 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`248-0001-0059-00`

Property Details

APN / Parcel Number

Primary APN	`248-0001-0059-00`
Alternative APN	`0011251`

Interior

Total Rooms	8 Rooms
Units	8 Units
Stories	2 Stories
Building Area	3,912 sqft
Basement Area	1,954 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Brick
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	145 ft deep x 66 ft wide

Location & Zoning

Street Address	2481 FERGUSON RD
City	CINCINNATI
State	OH
Zip	45238-3519
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM20
Legal Description	2481 FERGUSON RD 66 X 145
Legal Subdivision	WILLIAM S P OSKAMP
Legal Lot Number	94,95
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	10900

Owner

Source: Hamilton County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1266 RIVERMEADE DR, HEBRON, KY 41048-8725
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Line of Credit U S BANK N A
Mar 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage GENERAL ELECTRIC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2016 · Amount on Record
Deed Sale	Jul 12, 2016 · Amount on Record
Prior Sale	Feb 1, 2006 · Amount on Record
Deed Document Number	201662829
Prior Transfer Date	Jan 25, 2010
Prior Transfer Doc	0000000398
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 29, 2026
Property Address	2481 FERGUSON RD, CINCINNATI, OH 45238-3519
Document Number	0000042005
Book / Page	15676 / 453
Instrument Date	May 26, 2026
Instrument	202642005
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1266 RIVERMEADE DR, HEBRON, KY 41048-8725

Mortgage

Document Number	0000042005,
Date	May 29, 2026
Book Page	15676/453
Instrument	202642005

Lender

Name	U S BANK N A

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2481 FERGUSON RD, CINCINNATI, OH 45238-3519
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033464
Date	Mar 17, 2021
Book Page	14376/740
Instrument	2021-0033464

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,550.00 (+0.68%)	$78,817 (-) Land $10,780 Building $68,037	$225,190 (-) Land $30,800 Building $194,390
2024	$6,506.00 (+0.25%)	$78,817 (-) Land $10,780 Building $68,037
2023	$6,490.00 (+39.87%)	$78,817 (+54.5%) Land $10,780 Building $68,037	$225,190 (+54.5%) Land $30,800 Building $194,390
2022	$4,640.00	$51,013 Land $10,388 Building $40,625
2020			$145,750 Land $29,680 Building $116,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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