2480 Winchester Ln, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2480 Winchester Ln, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,374 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Jan 2020)
Tax Bill	$3,542 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`009972-3330`

Property Details

APN / Parcel Number

Primary APN	`009972-3330`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,374 sqft Living Area
Gross Area	2,878 sqft
1st Floor Area	1,813 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	123 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2480 WINCHESTER LN
City	SAINT AUGUSTINE
State	FL
Zip	32092-1086
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	44/7-24 SOUTH HAMPTON UNIT 3 LOT 333 OR4873/1657
Legal Range	27E
Legal Township	05S
Legal Section	25
Legal Subdivision	SOUTH HAMPTON UNIT 3
Legal Block	4
Legal Lot Number	333
Legal Unit	3
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4000
Census Tract	20907

Owner

Source: St. Johns County records · APN 009972-3330

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2480 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jan 29, 2020	Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND
Jan 29, 2020	Quit Claim Deed WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 29, 2020 · Amount on Record
Deed Sale	Jan 29, 2020 · Amount on Record
Prior Sale	Jul 23, 2003 · Amount on Record
Deed Document Number	20207234
Deed Book / Page	4873 / 1657
Prior Transfer Date	Jan 09, 2020
Prior Transfer Doc	0048731655
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	2480 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086

Mortgage

Document Number	0053811719
Date	Sep 29, 2021
Book Page	5381/1719
Instrument	2021106706

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 29, 2020
Property Address	2480 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Document Number	0048731657
Book / Page	004873 / 001657
Instrument Date	Jan 23, 2020
Instrument	7234
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 WINCHESTER LN ST AUGUSTINE FL 320921086, ST AUGUSTINE, FL 32092-1086

Mortgage

Document Number	48731659
Date	Jan 29, 2020
Book Page	004873/001659
Instrument	7235

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2050

January 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 29, 2020
Property Address	2480 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1086
Document Number	0048731655
Book / Page	004873 / 001655
Instrument Date	Jan 09, 2020
Instrument	7233
Record Updated	Feb 18, 2020
Title Company	WATSON TITLE SERVICES/N FL INC, WATSON TITLE SVCS/N FL INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 WINCHESTER LN ST AUGUSTINE FL 320921086, ST AUGUSTINE, FL 32092-1086

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,470 (+2.7%)	$380,650 (-1.44%) Land $110,000 Building $270,650
2025	$3,542.00 (+13.02%) Homeowner's exemption	$276,991 (+5.99%)	$386,200 (-1.88%) Land $110,000 Building $276,200
2024	$3,134.00 (+2.05%)
2023	$3,071.00 (+3.05%) Homeowner's exemption	$261,345 (+3%)	$393,618 (+8.37%) Land $120,000 Building $273,618
2022	$2,980.00 Homeowner's exemption	$253,733	$363,204 Land $100,800 Building $262,404

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209074, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 21% of Florida
Wildfire Likelihood	About 1 in 1,031 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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