St. Johns County property record for 2479 Winchester Ln, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,877 sqft · built 2003 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Jun 2026) |
| Tax Bill | $3,010 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 009972-3370 |
| Primary APN | 009972-3370 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,877 sqft Living Area |
| Gross Area | 2,483 sqft |
| 1st Floor Area | 1,877 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 446 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 184 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2479 WINCHESTER LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-1088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 44/7-24 SOUTH HAMPTON UNIT 3 LOT 337 OR4468/352 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 25 |
| Legal Subdivision | SOUTH HAMPTON UNIT 3 |
| Legal Block | 4 |
| Legal Lot Number | 337 |
| Legal Unit | 3 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20907 |
2479 Winchester Ln is owned and occupied by two individuals who bought it in June 2026.
Source: St. Johns County records, as of July 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2479 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Nov 28, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on File |
| Deed Sale | Jun 23, 2026 · Amount on File |
| Prior Sale | Nov 28, 2017 · Amount on File |
| Deed Document Number | 202653668 |
| Deed Book / Page | 6388 / 913 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 23, 2026 |
| Property Address | 2479 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1088 |
| Document Number | 0000053668 |
| Book / Page | 6388 / 913 |
| Instrument Date | Jun 22, 2026 |
| Instrument | 202653668 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | SUNSHINE STATE TITLE, SUNSHINE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2479 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1088 |
| Document Number | 0000053669, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 6388/916 |
| Instrument | 202653669 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 2479 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1088 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049901651 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 4990/1651 |
| Instrument | 2020057258 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 28, 2017 |
| Property Address | 2479 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1088 |
| Document Number | 0044680352 |
| Book / Page | 4468 / 0352 |
| Map Reference | MB44 PG7-24 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 2017080306 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | GIBRALTAR TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,777.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1800 PITCH PINE AVE, 1800, SAINT JOHNS, FL 32259-2955 |
| Name | Verified Name |
|---|---|
| Address | 2479 WINCHESTER LN, SAINT AUGUSTINE, FL 32092-1088 |
| Document Number | 2017080307 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 2017080307 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
The 2025 property tax bill for 2479 Winchester Ln was $3,010 with a homeowner's exemption, up 13.5% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243,900 (+2.7%) | $359,273 (-0.69%) Land $110,000 Building $249,273 | |
| 2025 | $3,010.00 (+13.46%) Homeowner's exemption | $237,488 | $361,761 Land $110,000 Building $251,761 |
| 2024 | $2,653.00 (+2.12%) | ||
| 2023 | $2,598.00 (+3.22%) Homeowner's exemption | $224,073 (+3%) | $369,608 (+8.65%) Land $120,000 Building $249,608 |
| 2022 | $2,517.00 Homeowner's exemption | $217,547 | $340,168 Land $100,800 Building $239,368 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2479 Winchester Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2479 Winchester Ln is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
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