2471 Summit Dr, Henderson, KY 42420 Property Records

Henderson County property record for 2471 Summit Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,200 sqft · built 1998
Lot Size	0.256 acres (11,152 sqft)
Owner	Individual Name on Record
Last Sale	$167,100 (Dec 2020)
Tax Bill	$1,853 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`65K-246`

Property Details

APN / Parcel Number

Primary APN	`65K-246`
Alternative APN	`47822`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,200 sqft Finished Area
Basement Area	1,200 sqft

Exterior

Year Built	Built 1998
Exterior Material	Brick/Stone
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,152 sqft (0.256 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	200 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	47822
Street Address	2471 SUMMIT DR
City	HENDERSON
State	KY
Zip	42420-5183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	SUMMIT PLACE
Legal Lot Number	198
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	1
Census Block	1000
Census Tract	20604

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2471 SUMMIT DR, HENDERSON, KY 42420-5183
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2024	Deed of Trust, Mortgage · Line of Credit PENNYMAC LOAN SERVICES LLC
May 10, 2023	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 11, 2020	Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Sep 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Sep 24, 2018	Deed, Transfer JUDITH GILL ETUX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	2020013157
Deed Book / Page	RE 0648 / 33
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2471 SUMMIT DR, HENDERSON, KY 42420-5183
Transaction Type	Mortgage
Record Updated	Feb 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 SUMMIT DR, HENDERSON, KY 42420-5183

Mortgage

Document Number	MT1437/252
Date	Feb 19, 2024
Book Page	MT1437/252
Instrument	2024001281

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	6101 CONDOR DR # 200, MOORPARK, CA 93021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	323 Months
Due	Jan 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2471 SUMMIT DR, HENDERSON, KY 42420-5183
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 SUMMIT DR, HENDERSON, KY 42420-5183

Mortgage

Document Number	0MT1418/52
Date	May 10, 2023
Book Page	MT1418/52
Instrument	2023004216

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Jan 1, 2051

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Dec 11, 2020
Property Address	2471 SUMMIT DR, HENDERSON, KY 42420-5183
Document Number	RE0648/33
Book / Page	RE 0648 / 33
Map Reference	MB 7 PG 31
Instrument Date	Nov 27, 2020
Instrument	2020013157
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 CREEKSIDE CT, 1013, HENDERSON, KY 42420-5324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2471 SUMMIT DR, HENDERSON, KY 42420-5183

Mortgage

Document Number	2020013158
Date	Dec 11, 2020
Instrument	2020013158

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	2471 SUMMIT DR, HENDERSON, KY 42420-5183
Transaction Type	Mortgage
Record Updated	Oct 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1271/932
Date	Sep 24, 2018
Book Page	MT 1271/932
Instrument	2018010598

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 18, 2019

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 24, 2018
Property Address	2471 SUMMIT DR, HENDERSON, KY 42420-5183
Document Number	RE0633/357
Book / Page	RE 0633 / 357
Map Reference	MB 7 PG 31
Instrument Date	Sep 19, 2018
Instrument	2018010597
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1511 N BRIAR RD, 1511, MUNCIE, IN 47304-3051

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1609 ROOSEVELT ST, HENDERSON, KY 42420-3327

Mortgage

Document Number	2018010600
Date	Sep 24, 2018
Instrument	2018010600

Lender

Name	JUDITH GILL ETUX
Type	Private Party

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Mar 30, 2019

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,853.00 (-0.8%)	$167,100 (-)	$167,100 (-)
2023	$1,868.00 (+0.92%)	$167,100 (-)	$167,100 (-)
2022	$1,851.00	$167,100	$167,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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