2480 Iris Way, Laguna Beach, CA 92651 Property Records

Orange County property record for 2480 Iris Way, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,359 sqft · built 1965
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,950,000 (Apr 2020)
Tax Bill	$22,607 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`656-132-04`

Property Details

APN / Parcel Number

Primary APN	`656-132-04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,359 sqft Living Area
Basement Area	1,482 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Lot Area	4,200 sqft (0.096 acres)

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	2480 IRIS WAY
City	LAGUNA BEACH
State	CA
Zip	92651-4052
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 26 BLK 23 LOT 8 TR NO 26 BLK 23 LOT 8 AND POR ABAND STR
Legal Subdivision	TRACT NO 26
Legal Tract	26
Legal Block	23
Legal Lot Number	8
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3008
Census Tract	62620

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 9533, NEWPORT BEACH, CA 92658-9533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Apr 3, 2020	Grant Deed, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Sep 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage CARY A GLENN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Deed Document Number	2020152336
Prior Transfer Date	Oct 2, 1997
Prior Transfer Doc	0000625050
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2480 IRIS WAY, LAGUNA BEACH, CA 92651-4052
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000245646
Date	Jun 1, 2020
Instrument	2020000245646

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2480 IRIS WAY, LAGUNA BEACH, CA 92651-4052
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2480 IRIS WAY, LAGUNA BEACH, CA 92651-4052

Mortgage

Document Number	0000408131
Date	Jun 22, 2021
Instrument	2021000408131

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	7.37%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 3, 2020
Property Address	2480 IRIS WAY, LAGUNA BEACH, CA 92651-4052
Document Number	0000152336
Instrument Date	Feb 26, 2020
Instrument	2020000152336
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2480 IRIS WAY, LAGUNA BEACH, CA 92651-4052

Mortgage

Document Number	0000152337
Date	Apr 3, 2020
Instrument	2020000152337

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company
Address	REDLANDS, CA 92374

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2480 IRIS WAY, LAGUNA BEACH, CA 92651-4052
Document Number	0000384565
Instrument Date	Sep 7, 2017
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	670 MYSTIC VW LAGUNA BEACH CA 926511921, LAGUNA BEACH, CA 92651-1921

Mortgage

Document Number	0000384565
Date	Sep 11, 2017
Instrument	384565

Lender

Name	CARY A GLENN
Address	3214 BERN CT, LAGUNA BEACH, CA 92651-2007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Sep 10, 2019

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,172,112 (+2%) Land $1,964,171 Building $207,941
2025	$22,607.00 (+3.18%) Homeowner's exemption	$2,129,522 (+4.04%) Land $1,925,658 Building $203,864
2023	$21,911.00 (+2.21%) Homeowner's exemption	$2,046,831 Land $1,850,882 Building $195,949
2022	$21,438.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1983–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 764 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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