248 Zartman Mill Rd, Lititz, PA 17543 Property Records

Lancaster County property record for 248 Zartman Mill Rd, Lititz, PA 17543

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,107 sqft · built 1971
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$185,500 (Aug 2018)
Tax Bill$2,945 (2025)
Deeds & MortgagesJun 2018 Line of Credit
Sep 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN240-36652-0-0000

Property Details

APN / Parcel Number

Primary APN240-36652-0-0000
Alternative APN
  • 2406J7 2 2

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,107 sqft Living Area
Gross Area2,025 sqft
1st Floor Area1,107 sqft
Basement Area774 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleRanch
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)

Exterior Amenities

PorchEnclosed Porch
Porch Area234 sqft
Shed1 Shed
Shed Area216 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address248 ZARTMAN MILL RD
CityLITITZ
StatePA
Zip17543-9404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal Description248 ZARTMAN MILL RD
Legal SubdivisionJOHN J MUMMA FINAL PLAN
Legal Lot Number2
JurisdictionLANCASTER PA
Township / Civil DivisionELIZABETH
Census Block Group3
Census Block3066
Census Tract10201

Owner

248 Zartman Mill Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Lancaster County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address248 ZARTMAN MILL RD, LITITZ, PA 17543-9404
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2018Deed of Trust, Mortgage · Line of Credit
THE EPHRATA NATIONAL BANK
Sep 13, 2018Deed of Trust, Mortgage · VA Mortgage
FLORIDA CAPITAL BANK NA
Sep 17, 2020Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Aug 24, 2018Deed, Transfer · VA Mortgage
FLORIDA CAPITAL BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2018 · Amount on File
Deed SaleAug 24, 2018 · Amount on File
Prior SaleMay 2, 2012 · Amount on File
Deed Document Number20186415174
Prior Transfer DateNov 4, 2002
Prior Transfer Doc0005131591
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address248 ZARTMAN MILL RD, LITITZ, PA 17543-9404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006401294
DateJun 7, 2018
Instrument6401294
Lender
NameTHE EPHRATA NATIONAL BANK
TypeBank
AddressEPHRATA, PA 17522
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address248 ZARTMAN MILL RD, LITITZ, PA 17543-9404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006418366
DateSep 13, 2018
Instrument6418366
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
AddressJACKSONVILLE, FL 32256
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address248 ZARTMAN MILL RD, LITITZ, PA 17543-9404
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006546606
DateSep 17, 2020
Instrument6546606
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

August 2018: Deed, Transfer

Document TypeDeed
JurisdictionLANCASTER PA
Recording DateAug 24, 2018
Property Address248 ZARTMAN MILL RD, LITITZ, PA 17543-9404
Document Number0006415174
Map ReferenceMB J-51 PG 5
Instrument DateAug 24, 2018
Instrument6415174
Transaction TypeTransfer
Record UpdatedMar 21, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 ZARTMAN MILL RD, LITITZ, PA 17543-9404

Mortgage

Document Number0006415175
DateAug 24, 2018
Instrument6415175
Lender
NameFLORIDA CAPITAL BANK NA
TypeBank
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 248 Zartman Mill Rd was $2,945 with a homeowner's exemption, up 0.6% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
County SubdivisionElizabeth Township
Unified School DistrictWarwick School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,300 Land $60,500 Building $86,800$147,300 Land $60,500 Building $86,800
2025$2,945.00 (+0.61%) Homeowner's exemption
2024$2,927.00$147,300 Land $60,500 Building $86,800
2018$147,300 Land $60,500 Building $86,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 248 Zartman Mill Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1978–2025)
Claims Outside the SFHA3 of 8
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Zartman Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Blue Ridge Cable Technologies
Fiber · Cable in parts of the area
2,000 / 2,000
Windstream
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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