Lancaster County property record for 248 Zartman Mill Rd, Lititz, PA 17543
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,107 sqft · built 1971 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,500 (Aug 2018) |
| Tax Bill | $2,945 (2025) |
| Deeds & Mortgages | Jun 2018 Line of Credit Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-36652-0-0000 |
| Primary APN | 240-36652-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,107 sqft Living Area |
| Gross Area | 2,025 sqft |
| 1st Floor Area | 1,107 sqft |
| Basement Area | 774 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,602 sqft (0.45 acres) |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 234 sqft |
| Shed | 1 Shed |
| Shed Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 248 ZARTMAN MILL RD |
|---|---|
| City | LITITZ |
| State | PA |
| Zip | 17543-9404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 248 ZARTMAN MILL RD |
| Legal Subdivision | JOHN J MUMMA FINAL PLAN |
| Legal Lot Number | 2 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | ELIZABETH |
| Census Block Group | 3 |
| Census Block | 3066 |
| Census Tract | 10201 |
248 Zartman Mill Rd is owned and occupied by two individuals who bought it in August 2018.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 248 ZARTMAN MILL RD, LITITZ, PA 17543-9404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 7, 2018 | Deed of Trust, Mortgage · Line of Credit THE EPHRATA NATIONAL BANK |
| Sep 13, 2018 | Deed of Trust, Mortgage · VA Mortgage FLORIDA CAPITAL BANK NA |
| Sep 17, 2020 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Aug 24, 2018 | Deed, Transfer · VA Mortgage FLORIDA CAPITAL BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on File |
| Deed Sale | Aug 24, 2018 · Amount on File |
| Prior Sale | May 2, 2012 · Amount on File |
| Deed Document Number | 20186415174 |
| Prior Transfer Date | Nov 4, 2002 |
| Prior Transfer Doc | 0005131591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 248 ZARTMAN MILL RD, LITITZ, PA 17543-9404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006401294 |
|---|---|
| Date | Jun 7, 2018 |
| Instrument | 6401294 |
| Name | THE EPHRATA NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | EPHRATA, PA 17522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 248 ZARTMAN MILL RD, LITITZ, PA 17543-9404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006418366 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 6418366 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32256 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 248 ZARTMAN MILL RD, LITITZ, PA 17543-9404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006546606 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 6546606 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Aug 24, 2018 |
| Property Address | 248 ZARTMAN MILL RD, LITITZ, PA 17543-9404 |
| Document Number | 0006415174 |
| Map Reference | MB J-51 PG 5 |
| Instrument Date | Aug 24, 2018 |
| Instrument | 6415174 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 248 ZARTMAN MILL RD, LITITZ, PA 17543-9404 |
| Document Number | 0006415175 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 6415175 |
| Name | FLORIDA CAPITAL BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 248 Zartman Mill Rd was $2,945 with a homeowner's exemption, up 0.6% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Elizabeth Township |
| Unified School District | Warwick School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,300 Land $60,500 Building $86,800 | $147,300 Land $60,500 Building $86,800 | |
| 2025 | $2,945.00 (+0.61%) Homeowner's exemption | ||
| 2024 | $2,927.00 | $147,300 Land $60,500 Building $86,800 | |
| 2018 | $147,300 Land $60,500 Building $86,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 248 Zartman Mill Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1978–2025) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 Zartman Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Windstream Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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