240 Zartman Mill Rd, Lititz, PA 17543 Property Records

Lancaster County property record for 240 Zartman Mill Rd, Lititz, PA 17543

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,996 sqft · built 1974
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`240-88632-0-0000`

Property Details

APN / Parcel Number

Primary APN	`240-88632-0-0000`
Alternative APN	`2406J8 2 1`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,138 sqft
Basement Area	1,100 sqft
Finished Basement	860 sqft
Unfinished Basement	240 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Covered Porch
Porch Area	38 sqft
Deck Area	160 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	240 ZARTMAN MILL RD
City	LITITZ
State	PA
Zip	17543-9404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	240 ZARTMAN MILL RD
Legal Subdivision	JOHN J MUMMA SEC 03
Legal Lot Number	1
Jurisdiction	LANCASTER PA
Township / Civil Division	ELIZABETH
Census Block Group	3
Census Block	3066
Census Tract	10201

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	240 ZARTMAN MILL RD, LITITZ, PA 17543-9404
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit BELCO COMMUNITY CU
Aug 6, 2019	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Jul 16, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	240 ZARTMAN MILL RD, LITITZ, PA 17543-9404
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20250050241
Date	Dec 15, 2025
Instrument	20250050241

Lender

Name	BELCO COMMUNITY CU
Type	Credit Union
Address	HARRISBURG, PA 17111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 14, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	240 ZARTMAN MILL RD, LITITZ, PA 17543-9404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006472384
Date	Aug 6, 2019
Instrument	6472384

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	240 ZARTMAN MILL RD, LITITZ, PA 17543-9404
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006533150
Date	Jul 16, 2020
Instrument	6533150

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
County Subdivision	Elizabeth Township
Unified School District	Warwick School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$179,700 (-) Land $75,100 Building $104,600	$179,700 (-) Land $75,100 Building $104,600
2025	$3,593.00 (+0.62%)
2024	$3,571.00	$179,700 Land $75,100 Building $104,600
2018			$179,700 Land $75,100 Building $104,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2025)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Tropical Storm Lee, Sep 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Windstream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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