248 W 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 248 W 5th St, Frederick, MD 21701 · Last verified April 2024

Property Summary

Property Type	Townhouse
Details	2 ba · 1,392 sqft · built 1929
Lot Size	0.084 acres (3,690 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Mar 2024)
Tax Bill	$4,631 (2023)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-120291`

Property Details

APN / Parcel Number

Primary APN	`02-120291`
Alternative APNs	`2120291` `120291`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,392 sqft Total Area
Gross Area	1,496 sqft
1st Floor Area	828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Architectural Style	Townhouse
Exterior Material	Block
Roof Material	Metal
Lot Area	3,690 sqft (0.084 acres)
Lot Dimensions	184 ft deep x 20 ft wide
Porch	Open Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	120291
Old Parcel Number	2120291
Street Address	248 W 5TH ST
City	FREDERICK
State	MD
Zip	21701-4902
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 20 X 184 1/2 248 W. 5TH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	248
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1029
Census Tract	750600

Owner

Source: Frederick County records · APN 02-120291

Assessment roll updated July 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	248 W 5TH ST, FREDERICK, MD 21701-4902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2024	Deed, Transfer · Conventional Mortgage PNC BANK NA
Jun 24, 2021	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 25, 2024 · Amount on Record
Deed Sale	Mar 25, 2024 · Amount on Record
Prior Sale	Jun 24, 2021 · Amount on Record
Deed Document Number	0016805268
Deed Book / Page	16805 / 268
Record Updated	Jun 07, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 25, 2024
Property Address	248 W 5TH ST, FREDERICK, MD 21701-4902
Document Number	0168050268
Book / Page	16805 / 268
Instrument Date	Mar 22, 2024
Transaction Type	Transfer
Record Updated	Apr 05, 2024
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	248 W 5TH ST, FREDERICK, MD 21701-4902

Mortgage

Document Number	0016805275
Date	Mar 25, 2024
Instrument	16805/275

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 24, 2021
Property Address	248 W 5TH ST, FREDERICK, MD 21701-4902
Document Number	0150170108
Book / Page	15017 / 108
Instrument Date	Jun 18, 2021
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	248 W 5TH ST, FREDERICK, MD 21701-4902

Mortgage

Document Number	15017116
Date	Jun 24, 2021
Instrument	15017/116

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,631.00 Homeowner's exemption	$289,067	$374,400 Land $146,000 Building $228,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,251 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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