246 W 5th St, Frederick, MD 21701 Property Records

Frederick County property record for 246 W 5th St, Frederick, MD 21701 · Last verified February 2026

Property Summary

Property Type	Townhouse
Details	2 ba · 1,232 sqft · built 1929
Lot Size	0.084 acres (3,690 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Jan 2026)
Tax Bill	$6,405 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-020815`

Property Details

APN / Parcel Number

Primary APN	`02-020815`
Alternative APNs	`2020815` `020815`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,232 sqft Total Area
1st Floor Area	736 sqft

Exterior

Year Built	Built 1929
Architectural Style	Townhouse
Exterior Material	Block
Roof Material	Metal
Lot Area	3,690 sqft (0.084 acres)
Lot Dimensions	184 ft deep x 20 ft wide
Garage Type	Detached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	020815
Old Parcel Number	2020815
Street Address	246 W 5TH ST
City	FREDERICK
State	MD
Zip	21701-4902
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 20 X 184 1/2 246 W. 5TH ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	246
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1029
Census Tract	750600

Owner

Source: Frederick County records · APN 02-020815

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	246 W 5TH ST, FREDERICK, MD 21701-4902
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Sep 23, 2021	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 14, 2021	Grant Deed, Transfer COLONY TITLE GROUP LIMITED, COLONY TITLE GRP LTD

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 29, 2026 · Amount on Record
Deed Sale	Jan 29, 2026 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	0017700163
Deed Book / Page	17700 / 163
Record Updated	Jun 08, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 29, 2026
Property Address	246 W 5TH ST, FREDERICK, MD 21701-4902
Document Number	0177000163
Book / Page	17700 / 163
Instrument Date	Jan 22, 2026
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	246 W 5TH ST, FREDERICK, MD 21701-4902

Mortgage

Document Number	0017700169
Date	Jan 29, 2026
Instrument	17700/169

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 23, 2021
Property Address	246 W 5TH ST, FREDERICK, MD 21701-4902
Document Number	0153140177
Book / Page	15314 / 177
Instrument Date	Aug 26, 2021
Transaction Type	Transfer
Record Updated	Oct 07, 2021
Title Company	BLUE RIDGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,082.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	246 W 5TH ST, FREDERICK, MD 21701-4902

Mortgage

Document Number	15314182
Date	Sep 23, 2021
Instrument	15314/182

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 14, 2021
Property Address	246 W 5TH ST, FREDERICK, MD 21701-4902
Document Number	0144600276
Book / Page	014460 / 000276
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	May 07, 2021
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GRP LTD

Transaction

Amount	Amount Recorded
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	246 W 5TH ST FREDERICK MD 217014902, FREDERICK, MD 21701-4902

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,405.00 (+12.43%) Homeowner's exemption	$409,500 (+31.24%) Land $146,000 Building $263,500	$409,500 (-) Land $146,000 Building $263,500
2023	$5,697.00	$312,033	$409,500 Land $146,000 Building $263,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217506001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2018, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, May 2018 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713
Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,251 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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