Madison County property record for 248 Usher Rd, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,965 sqft · built 1987 |
| Lot Size | 0.56 acres (24,414 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $139,000 (Oct 2015) |
| Tax Bill | $784 (2026) |
| Deeds & Mortgages | Feb 2022 Line of Credit May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-002-022.000 |
| Primary APN | 15-03-08-0-002-022.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| 1st Floor Area | 1,965 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Mixed |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 24,414 sqft (0.56 acres) |
| Lot Dimensions | 200 ft deep x 121 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 422487 |
|---|---|
| Street Address | 248 USHER RD |
| City | MADISON |
| State | AL |
| Zip | 35757-8009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 8 T3S R2W PT OF THE NE 1/4 SEC 8 DESC AS BEG E 1805.66 FT N 30 FT & N 1031.34 FT FR THE CEN OF SEC 8 TH FR THE POB N 195 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | WINTER RIDGE |
| Legal Tract | 12 |
| Legal Block | C |
| Legal Lot Number | 12 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10629 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 248 USHER RD, MADISON, AL 35757-8009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2022 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| May 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 24, 2019 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2015 · Amount on Record |
| Deed Sale | Oct 2, 2015 · Amount on Record |
| Prior Sale | May 18, 2009 · Amount on Record |
| Deed Document Number | 2015547970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 248 USHER RD, MADISON, AL 35757-8009 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000048131 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | MTG 2022/48131 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 16, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 248 USHER RD, MADISON, AL 35757-8009 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 202100040702 |
|---|---|
| Date | May 17, 2021 |
| Instrument | 2021-00040702 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 248 USHER RD, MADISON, AL 35757-8009 |
| Document Number | 0000024650 |
| Instrument Date | Apr 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 248 USHER RD MADISON AL 357578009, MADISON, AL 35757-8009 |
| Document Number | 0000024650 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 24650 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2034 |
| Rate Type | Adjustable Rate |
|---|
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $784.00 | ||
| 2025 | $784.00 (+8.59%) Homeowner's exemption | $23,140 (+7.93%) Land $4,000 Building $19,140 | $231,400 (+7.93%) Land $40,000 Building $191,400 |
| 2023 | $722.00 (+17.59%) Homeowner's exemption | $21,440 (+16.52%) Land $4,000 Building $17,440 | $214,400 (+16.59%) Land $40,000 Building $174,400 |
| 2022 | $614.00 Homeowner's exemption | $18,400 Land $3,000 Building $15,400 | $183,900 Land $30,000 Building $153,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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