Madison County property record for 235 Usher Rd, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,384 sqft · built 1987 |
| Lot Size | 0.492 acres (21,457 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $208,000 (Mar 2022) |
| Tax Bill | $1,286 (2026) |
| Deeds & Mortgages | May 2024 Line of Credit Mar 2022 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-002-075.000 |
| Primary APN | 15-03-08-0-002-075.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,384 sqft Living Area |
| 1st Floor Area | 1,384 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Mixed |
| Foundation Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,457 sqft (0.492 acres) |
| Lot Dimensions | 213 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 589707 |
|---|---|
| Street Address | 235 USHER RD |
| City | MADISON |
| State | AL |
| Zip | 35757-8010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 8 T3S R2W PT OF THE NE 1/4 OF SEC 8 BEG E 1591.86 FT TH N 01 DEG W 30 FT TH N 12 DEG W 807.21 FT FR THE CEN OF SEC 8 TH F |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | WINTER RIDGE UNREC PLAT |
| Legal Tract | B |
| Legal Block | B |
| Legal Lot Number | 34 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10629 |
Source: Madison County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 109 PRESWICK PL NW, HUNTSVILLE, AL 35806-4009 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2024 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| Mar 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN LENDERS INC |
| Oct 6, 2021 | Warranty Deed, Transfer |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 20, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Sep 10, 2018 | Warranty Deed, Transfer · FHA Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2022 · Amount on Record |
| Deed Sale | Mar 18, 2022 · Amount on Record |
| Prior Sale | Oct 6, 2021 · Amount on Record |
| Deed Document Number | 202213127 |
| Deed Book / Page | 2022 / 13127 |
| Prior Transfer Date | Sep 16, 2021 |
| Prior Transfer Doc | 0000083213 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 235 USHER RD, MADISON, AL 35757-8010 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000081906 |
|---|---|
| Date | May 29, 2024 |
| Book Page | 2024/81906 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | 220 WYNN DR NW, HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Mar 18, 2022 |
| Property Address | 235 USHER RD, MADISON, AL 35757-8010 |
| Document Number | 0000013127 |
| Book / Page | 2022 / 13127 |
| Instrument Date | Mar 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | NORTH ALABAMA TITLE, NORTH ALABAMA T&E |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 OAKVIEW ST, FLORENCE, AL 35633-1010 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 235 USHER RD, MADISON, AL 35757-8010 |
| Document Number | 0202275994 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 2022/75994 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Oct 6, 2021 |
| Property Address | 235 USHER RD, MADISON, AL 35757-8010 |
| Document Number | 0000083213 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021-00083213 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 USHER RD, MADISON, AL 35757-8010 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 235 USHER RD, MADISON, AL 35757-8010 |
| Document Number | 0000024173 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 235 USHER RD MADISON AL 357578010, MADISON, AL 35757-8010 |
| Document Number | 0000024173 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 24173 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 235 USHER RD, MADISON, AL 35757-8010 |
| Document Number | 0000030183 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 235 USHER RD MADISON AL 357578010, MADISON, AL 35757-8010 |
| Document Number | 0000030183 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 30183 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Sep 10, 2018 |
| Property Address | 235 USHER RD, MADISON, AL 35757-8010 |
| Document Number | 0000058277 |
| Instrument Date | Aug 30, 2018 |
| Instrument | 20180910000058277 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1317 WARD AVE NE, 1317, HUNTSVILLE, AL 35801-6268 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 235 USHER RD, MADISON, AL 35757-8010 |
| Document Number | 0000058278 |
|---|---|
| Date | Sep 10, 2018 |
| Instrument | 20180910000058278 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,286.00 | ||
| 2025 | $1,286.00 (+7.53%) | $35,900 (+7.36%) Land $8,000 Building $27,900 | $179,500 (+7.36%) Land $40,000 Building $139,500 |
| 2023 | $1,196.00 (+158.87%) | $33,440 (+135.16%) Land $8,000 Building $25,440 | $167,200 (+17.58%) Land $40,000 Building $127,200 |
| 2022 | $462.00 Homeowner's exemption | $14,220 Land $3,000 Building $11,220 | $142,200 Land $30,000 Building $112,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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