Haywood County property record for 248 Terrell Cove Rd, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 864 sqft |
| Lot Size | 3.92 acres (171,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $277,000 (Jun 2017) |
| Tax Bill | $421 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-92-3450 |
| Primary APN | 8647-92-3450 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 864 sqft Garage |
| Lot Area | 171,060 sqft (3.92 acres) |
|---|---|
| Garage Area | 864 sqft |
| Account Number | 262506 |
|---|---|
| Street Address | 248 TERRELL COVE RD |
| City | CANTON |
| State | NC |
| Zip | 28716-3678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 248 TERRELL COVE RD |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 920400 |
248 Terrell Cove Rd is owned by two individuals who bought it in June 2017.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 TERRELL COVE RD, CANTON, NC 28716-3676 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional with PMI CHAMPION CU |
| Jun 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2017 · Amount on File |
| Deed Sale | Jun 8, 2017 · Amount on File |
| Prior Sale | May 22, 1980 · Amount on File |
| Deed Document Number | 20175181 |
| Deed Book / Page | 930 / 618 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 28, 2020 |
| Property Address | 248 TERRELL COVE RD, CANTON, NC 28716-3678 |
| Document Number | 0010030523 |
| Book / Page | 001003 / 000523 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 7071 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 TERRELL COVE RD CANTON NC 287163676, CANTON, NC 28716-3676 |
| Document Number | 10030526 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 001003/000526 |
| Instrument | 7072 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 8, 2017 |
| Property Address | 248 TERRELL COVE RD, CANTON, NC 28716-3678 |
| Document Number | 0009300618 |
| Book / Page | 930 / 0618 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 2017005181 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 TERRELL COVE RD, 186, CANTON, NC 28716-3676 |
| Name | Verified Name |
|---|---|
| Address | 186 TERRELL COVE RD, CANTON, NC 28716-3676 |
| Document Number | 2017005182 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 2017005182 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 248 Terrell Cove Rd was $421.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,800 (-) Land $44,700 Building $20,100 | ||
| 2025 | $421.00 | $64,800 Land $44,700 Building $20,100 | $64,800 Land $44,700 Building $20,100 |
| 2023 | $60,400 Land $44,700 Building $15,700 | ||
| 2022 | $383.00 | ||
| 2021 | $60,400 Land $44,700 Building $15,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 248 Terrell Cove Rd in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 37 (1983–2024) |
| Claims Outside the SFHA | 5 of 37 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 248 Terrell Cove Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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