Haywood County property record for 186 Terrell Cove Rd, Canton, NC 28716
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,080 sqft · built 1968 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $365,000 (Jul 2020) |
| Tax Bill | $1,488 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jun 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-92-5485 |
| Primary APN | 8647-92-5485 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,080 sqft Heated Area |
| Gross Area | 1,920 sqft |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 270 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 28,750 sqft (0.66 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Account Number | 262506 |
|---|---|
| Street Address | 186 TERRELL COVE RD |
| City | CANTON |
| State | NC |
| Zip | 28716-3676 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 186 TERRELL COVE RD |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | BEAVERDAM |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 920400 |
186 Terrell Cove Rd is owned and occupied by two individuals who bought it in July 2020.
Source: Haywood County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 TERRELL COVE RD, CANTON, NC 28716-3676 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2020 | Warranty Deed, Transfer · Conventional with PMI CHAMPION CU |
| Jun 8, 2017 | Warranty Deed, Transfer · Conventional Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on File |
| Deed Sale | Jul 28, 2020 · Amount on File |
| Prior Sale | Jun 8, 2017 · Amount on File |
| Deed Document Number | 20207071 |
| Deed Book / Page | 3 / 523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jul 28, 2020 |
| Property Address | 186 TERRELL COVE RD, CANTON, NC 28716-3676 |
| Document Number | 0010030523 |
| Book / Page | 001003 / 000523 |
| Instrument Date | Jul 28, 2020 |
| Instrument | 7071 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $730.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 186 TERRELL COVE RD CANTON NC 287163676, CANTON, NC 28716-3676 |
| Document Number | 10030526 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 001003/000526 |
| Instrument | 7072 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Recording Date | Jun 8, 2017 |
| Property Address | 186 TERRELL COVE RD, CANTON, NC 28716-3676 |
| Document Number | 0009300618 |
| Book / Page | 930 / 0618 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 2017005181 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $554.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 186 TERRELL COVE RD, 186, CANTON, NC 28716-3676 |
| Name | Verified Name |
|---|---|
| Address | 186 TERRELL COVE RD, CANTON, NC 28716-3676 |
| Document Number | 2017005182 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 2017005182 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 186 Terrell Cove Rd was $1,488.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,500 (-) Land $24,000 Building $180,500 | ||
| 2025 | $1,488.00 | $204,500 Land $24,000 Building $180,500 | $204,500 Land $24,000 Building $180,500 |
| 2023 | $204,500 Land $24,000 Building $180,500 | $204,500 Land $24,000 Building $180,500 | |
| 2021 | $204,500 Land $24,000 Building $180,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 186 Terrell Cove Rd in Zone X, an area of minimal flood risk, though there have been 37 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 37 (1983–2024) |
| Claims Outside the SFHA | 5 of 37 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 186 Terrell Cove Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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